If you like to text but hardly ever talk on the phone, Wal-Mart has a new plan in conjunction with T-Mobile that's only available in Wal-Mart stores.

The nation's biggest retailer has rolled out a $30/month non-contract plan that gives you unlimited web browsing (throttled after 5 GB,) unlimited texting, unlimited e-mail, but only 100 talk minutes.

The key here, obviously, is don't talk too much. Every minute you talk beyond the limit will cost you 10 cents.

If you are a talkaholic, why not consider one of Wal-Mart's other plans? Their Straight Talk sub-brand starts at $30/month with no contract and offers 1,000 minutes and 1,000 text messages. (You can go unlimited for an additional $15/month.)

Generally, Wal-Mart charges from one-third to one-fourth what Verizon and AT&T charge for equivalent service.

Meanwhile, I've talked in the past about Best Buy's co-branded service with Cricket. But I heard from a number of you who went to look in the store that Best Buy employees had no idea about the plan.

Then this past Sunday, I looked through their newspaper circular and they were completely trumpeting the offer. So check again at a Best Buy location and I'm sorry if I wasted your time the first time around because the company hadn't informed its employees of what was going on!

Image of Clark Howard About the author: Clark Howard

Clark Howard is a consumer expert whose goal is to help you keep more of the money you make. His national radio show and website show you ways to put more money in your pocket, with advice you can trust. View More Articles

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