Editor's note: Lawyer and car-buying expert Adam Goldfein fills in for Clark Howard Monday the 19th - Wednesday the 21st of this week. Below is a summary of some of what he discussed. Visit AdamGoldfein.com for more information.

A record 115 cars have been named 2012 Top Safety Picks by the Insurance Institute of Highway Safety (IIHS).

The IIHS conducts a four-point safety test to determine its picks. Testing includes a 40 mile per hour front crash; a 31 mph side crash, a test of roof integrity; and a 20 mph rear crash.

AdamGoldfein.com has cross-referenced a list of vehicles that made the IIHS 2012 Top Safety Picks and also received five stars from SaferCar.gov, a site operated by the National Highway Traffic Safety Administration (NHTSA).