Many employers are reducing benefits and require employees to pick up more of the tab. But what long-term impact does that have on their business?

The number of employers that expect you to pay 100% for benefits like long-term care, life insurance, dental care, and more is up by a third over the last 7 years.

It may not be news to you that employers are not offering generous benefits as they did 6 or 7 years ago. But the problem is the more you tell employees that you're just renting them for a minute, the less and less loyalty you get from them.

When the job market does recover, turnover will be a real issue. Unfortunately, turnover can hurt business more than anything else that goes on in your four walls. Be careful how much you take advantage of your employees!