Personal Finance & Credit / Investing & Retirement

  • The new investing rule of thumb you should probably be using

      

    We financial planners love rules of thumb. Honestly, it sometimes seems like everything we learn in years of schooling and training is boiled down into a series of broad stroke rules about how...

  • Clark's take: These investment companies offer you the best bang for your buck

      

    You may have heard about the controversy surrounding fiduciary responsibility. Being a fiduciary means that investment advisors have a duty to put your best interests first — not their...

  • 7 things that cost retirees a ton of money (and how to prepare!)

      

    How much do you really need to save for retirement? That one question (and figuring out the answer) can be daunting, ambiguous and difficult to grasp -- especially since no one...

  • Vanguard crosses $4 trillion asset threshold

      

    It's one of Clark's favorite discount investment brokerages...and it's growth is off the charts! Vanguard has now crossed the $4 trillion asset threshold for the first time ever....

  • Charles Schwab cutting fees again

      

    The battle of low-cost investing is on and Charles Schwab has fired a decisive shot against its competitors. Read more: Clark's investment guide Lower fees mean you keep more of your...

  • Best discount investment brokers of 2017

      

    Don't let the hard-earned money that you invest get eaten up with fees! Check out this list of the best discount investment brokers. Read more: Clark's investment guide Top discount...

  • Consumers warming up to the idea of robo-advising

      

    Even though robo-advising is still in its infancy, we're already seeing signs that consumers are embracing the idea of getting financial advice from an algorithm rather than from a...

  • 9 great part-time jobs for retirees

      

    Maybe you want to boost your monthly income or just try your hand at something new -- there are a lot of reasons to consider working part-time in retirement. So if you've reached this...

  • Don't make this costly 401(k) mistake in 2017

      

    There are several options for you to save for the future, but one of easiest ways to start saving for retirement is if you have 401(k) plan available at work. Let’s say you just...

  • 5 lessons from a man who became a millionaire in 10 years

      

    Justin McCurry is a retirement success story. He didn't have a wealthy family member who gave him a big inheritance, nor did he win the lottery. What he did do was take an early...

  • Over 90% of Americans make this costly 401(k) mistake

      

    Do you know how much money you're paying in fees and other expenses associated with your investment accounts? If the answer is no, you're not alone. If you're a fan of...

  • 1 simple change that can drastically increase your retirement savings

      

    Let’s just be clear upfront: New Year’s resolutions almost never work. Their failure rate is so high, I’m half embarrassed to suggest one. I’ve yet to ever keep one...

  • Social Security: Full retirement age starts slow rise to 67

      

    If you're planning to start collecting Social Security soon, you may now have to wait a bit longer to reach full retirement age (FRA). Read more: 11 things to know about Social Security in...

  • Your money could fall into the wrong hands if you don't update this crucial information

      

    When people think about estate planning and what will happen to their assets after they're gone, they often only worry about a will -- overlooking the crucial role that their financial...

  • Get free money to save for retirement

      

    If you think you have to earn a lot of money to save, you're in for a sweet surprise. There's a little-known tax credit that gives low-income earners up to $1,000 as a reward for saving...