Personal Finance & Credit / Credit Reports & Scores

  • How to dispute an error on your credit report and win

      

    If your credit report contains errors, you owe it to yourself to clean it up. While it can be somewhat frustrating, this task is very doable. Before we dive in to the particulars, a bit of...

  • How much does your credit score matter as a new business owner?

      

    When prospective entrepreneurs ask me what they can do before they start their business to increase their chances of success, cleaning up personal credit is always on my list of...

  • How to dispute mistakes on your credit report

      

    What you don’t know about your credit report can really hurt you. It could mean denial of job offers, higher interest rates or even denials for credit — so it is important to check...

  • Credit card balances hurting your credit score? Here are 3 quick fixes

      

    Nothing can be more frustrating than checking your credit scores and discovering they aren’t as strong as you think they should be, despite the fact that you pay your bills on time. ...

  • How to put a credit freeze in place for your child

      

    Are you worried that your child may be a victim of identity theft? Here's a real red flag: If your child is getting mail in their name for pre-approved credit cards and airline or hotel...

  • Dangers of debit: 10 places to never use a debit card!

      

    A lot of people stick with a debit card as a way to control their spending and avoid racking up big credit card debt -- since with debit, you can't spend what you don't have. And in...

  • 11 bad habits that are wrecking your credit

      

    Let’s face it, none of us is perfect — especially when it comes to money. But there may be some things you’re doing that are damaging your finances, and ultimately your credit...

  • Best ways to improve your credit score

      

    Your credit score is a number that represents how well you’ve managed all of your financial obligations (your bills, accounts and debts) over time. The number is determined by the three main...

  • Best ways to improve your credit score

      

    Let’s do a quick overview of credit scores, and then we’ll get into what you can do to improve it! Your credit score is a number that represents how well you’ve managed...

  • Why you need to check your credit reports

      

    Most people don’t really understand the topic of credit. It’s complicated — and unless you studied finance, you probably never learned a thing about it in school. Why...

  • 5 crazy credit score myths

      

    There aren’t a lot of absolutes in this life. Death and taxes are usually the two things listed among life’s certainties. Well, I’m adding a third: Credit score confusion! I...

  • A new option for free credit monitoring

      

    A new company is giving consumers a free way to protect your personal information.

  • 1 in 5 customers are carrying the wrong credit card: Here's how to choose a better one

      

    Maybe you’re paying for an airline miles card, but not flying, or your credit card interest rate is too high, so you’re afraid to use the card at all. About one in five credit...

  • How to deal with a collection account that just won't go away

      

    You didn’t pay a bill because you were unemployed. You moved and never received a medical bill because your mail forwarding didn’t quite work as planned. Or maybe you were just running...

  • Will my credit score go down if I apply for a new credit card?

      

    There are lots of good reasons to want a credit card. They offer better fraud protections than other payment methods, provide liquidity in case of emergencies, and, in some cases, even reward...