Personal Finance & Credit/Credit & Debit Cards/Debit Cards

  • Why the "official bank" of your campus is likely the wrong bank to do business with

      

    When you're at a college, have you ever noticed there seems to be one bank that has a lockdown on all the ATMs at the student centers, in the dining halls and everywhere else on...

  • 5 things you should never do with your credit card

      

    Having a credit card comes with a lot of responsibility — there are a lot of things you have to remember to do, like pay your bills on time and monitor your statements for anything...

  • Report: Most people are putting their financial information at risk

      

    According to a new report, 30% of consumers around the world have experienced fraud in the past five years -- and a big part of the problem is actually something that can be avoided! The...

  • 49 ways to get your debt paid off quicker

      

    When it comes to trying to get out of debt, I’ve seen and heard it all, from the person who got three jobs to the guy who sold his dream car. But it got me thinking, what are...

  • 5 ways new grads can mess up their credit

      

    Graduation can be an exciting and exhilarating time, but if you thought the era of grades and scores was over, I have some bad news: It’s not. While the As and Bs are behind you,...

  • 13 ways you may be exposing yourself to fraud

      

    There's a new victim of identity fraud every two seconds, according to a study by Javelin Strategy & Research. And the things you do every day -- from swiping a debit card to...

  • 10 tips to become debt-free as quickly as possible

      

    Do you have outstanding debt hanging over your head?  Whether it's student loans, credit cards debt, car payments or any other type of debt, it's costing you...

  • A simple way to pay off your most expensive credit card debt

      

    A new smartphone app launching this week claims it can help you be smarter about managing your credit card debt. Here’s what you should know about it. How it...

  • What you need to know about store credit cards

      

    There's one hidden danger you need to be aware of as you look for savings with store cards. What to know about store credit cards When you go to check out at most of the big retail...

  • How one guy paid off $380,000 in just 21 months

      

    The idea of paying off massive debt can seem impossible, which is why many people just ride it out. But when you decide to make it a priority, you may find that you can turn things...

  • Is that ATM safe to use? Maybe not...

      

    The threat of fraud is pretty much everywhere these days, and if you aren't taking the necessary precautions to protect yourself -- and your money -- this may change your...

  • Handling your money overseas

      

    Planning to travel overseas soon? You've got to do some homework to do if you want to handle your money the Clark Smart way while you're abroad. But don't worry, here's an easy...

  • 9 places you should never use a debit card

      

    Debit cards are a popular alternative to credit cards, because they only allow you to spend what you have in your checking account. In fact, 31% of holiday shoppers plan to use debit to pay for...

  • Avoid credit cards with these kind of fees

      

    Today’s credit cards come with fees that can add up fast. But you can avoid them if you’re careful. Here’s how

  • 14 money mistakes you don't want to make in your 30s

      

    As I venture into my early 30s, I think I’ve become pretty careful about our finances. I certainly know not to continue on with the mistakes I made in my 20s like buying more car than I can...