Personal Finance & Credit / Credit & Debit Cards

  • Snafus continue with the Costco Anywhere Visa Card by Citi

      

    After getting off to a slighty rocky start, Costco's partnership with Citi for its signature credit card has hit another minor bump in the road. Read more: The unlikely reason your credit...

  • How to deal with a collection account that just won't go away

      

    You didn’t pay a bill because you were unemployed. You moved and never received a medical bill because your mail forwarding didn’t quite work as planned. Or maybe you were just running...

  • Will my credit score go down if I apply for a new credit card?

      

    There are lots of good reasons to want a credit card. They offer better fraud protections than other payment methods, provide liquidity in case of emergencies, and, in some cases, even reward...

  • Can a lender just take money out of my bank account?

      

    It’s every borrower’s worst nightmare: You check your savings account only to find it’s been sapped by a lender. You had no idea this was coming, and even worse,...

  • Are cash back credit cards worth it?

      

    Many credit card companies today are wooing potential customers with offers of hundreds and even thousands of dollars in cash back bonuses. Are cash back credit cards really a good deal? How can...

  • 10 purchases you should always make with a credit card

      

    There's always a lot of talk about the dangers of credit cards -- and with good reason, as credit card debt can quickly spiral out of control. But there are a lot of advantages to using a...

  • How soon can late payments be sent to a debt collector?

      

    One of the worst things you can do to your credit is miss a bill payment, because of all the things that go into credit scores, payment history has the greatest impact. But missing payments on...

  • Report: These are the best prepaid credit cards right now

      

    Prepaid credit cards have become more popular in recent years as people consider the dangers of debit cards and also the propensity for spending to get out of control when using credit cards....

  • Can you pay a credit card with another credit card?

      

    Whether you’re short on cash or hoping to take advantage of bonus points, it may seem at times to be advantageous to pay your credit card payment by using another credit card. That begs the...

  • These hidden dangers of debit cards can seriously damage your financial life

      

    A lot of people stick with a debit card as a way to control their spending and avoid racking up big credit card debt -- since with debit, you can't spend what you don't have. And in...

  • Will opening a new account help or hurt my credit score?

      

      Here’s the dilemma. You’ve checked your free credit scores and found out that yours could be higher if you had a better “account mix.” But you’ve also heard...

  • Is foreign currency trading a hit or a miss?

      

    If you're afraid of the stock market and tired of puny returns on CDs, you might be tempted to get into currency trading. But that can be a thoroughly bad idea. For example, let’s say...

  • A debt collector came after me for $4,526 that I didn't owe

      

    She was accused of check fraud and theft by deception. She was told that she owed $4,526, and was facing daily late fees. She was warned that her wages could be garnished or her property...

  • 11 fees you should never pay

      

    It seems like pretty much everything comes with hidden fees these days -- which is why it's so important that you frequently check your bank and other account statements, because if...

  • Best credit card to use to rack up Amazon rewards

      

    Considering the fact that Amazon corners the market on online retail, finding a credit card that provides reward points for shopping on the site should be of the utmost concern for a conscientious...