Personal Finance & Credit / Credit & Debit Cards

  • How to get out of debt in 5 simple steps

      

    Being in debt can be a stressful experience. No matter what your circumstance is, if you signed for a loan, you are obligated to pay it back even if you have a life-altering experience like losing...

  • Arby's hit by payment systems breach, customer info at risk

      

    If you ate at an Arby's location from Halloween 2016 to Martin Luther King Jr. Day last month, a data breach may have put your financial information at risk. Read more: 12 surprising things...

  • Dealing with debt: How a woman paid off nearly $70,000 in 20 months

      

    Paying off debt can seem impossible, especially if you owe tens of thousands of dollars and feel like you're barely scraping by each month. Whether it's student loans,...

  • How to prevent credit card fraud from happening to you

      

    We have new security features on our credit cards, but are they actually working? And what can we do to better protect ourselves if they're not? Read more: This iPhone scam is tricking...

  • 7 lessons from a woman who lives on $60 a week

      

    If you want to get out of debt, and stay out of debt, you have to reevaluate your routine -- the way you spend, save and even think about money. Here's the tricky thing about debt: in...

  • How can you get an interest rate lowered or late fees waived? Just ask!

      

    Ask and you shall receive! Well, it may not work every time, but it works a lot more than you probably think! When it comes to monthly bills and companies you do business with, more often...

  • The average family wastes $1,300 on this every year

      

    Credit card interest is one of the sneakiest expenses a consumer can face. It's lumped in with a standard bank statement, and it's not always an obvious cost. Paying $100 in interest...

  • Credit card offers 5% back on all Amazon Prime purchases

      

    Amazon just rolled out another major perk for its Prime members: A new credit card that offers 5% cash-back on all Amazon Prime purchases! Read more: Netflix vs. Amazon Prime Instant Video:...

  • 11 fees you should never pay

      

    It seems like pretty much everything comes with hidden fees these days -- which is why it's so important that you frequently check your bank and other account statements, because if...

  • 7 things credit card issuers don't want you to know

      

    I’m not one of those people who thinks that credit card companies are inherently evil. Credit card companies are businesses and their goal is to make a profit for their shareholders. Hey,...

  • How to dispute mistakes on your credit report

      

    What you don’t know about your credit report can really hurt you. It could mean denial of job offers, higher interest rates or even denials for credit — so it is important to check...

  • 6 mistakes to avoid with a rewards credit card

      

    Rewards credit cards can be amazing financial tools, as few products exist that actually pay you to use them. It’s easy to get caught up in trying to earn valuable points, miles...

  • Debt denial: 5 warning signs and how to start digging out

      

    Do you know how much you owe? If not, you’re not alone. According to a New York Fed report, Americans tend to underestimate their credit card debt by 37%. In other words, we owe...

  • The #1 way to stop living paycheck to paycheck

      

    Do you know where your money is actually going every month? If not, then that's a huge warning sign that it's time to start paying attention. Many people avoid...

  • Credit card balances hurting your credit score? Here are 3 quick fixes

      

    Nothing can be more frustrating than checking your credit scores and discovering they aren’t as strong as you think they should be, despite the fact that you pay your bills on time. ...