Personal Finance & Credit / Budgeting & Saving

  • How I fed my family on $50 a week

      

    When my husband and I took a leap in the dark by deciding to dig our way out of $40,000 of debt while having no idea how to budget and running a $1,000 deficit each month, we knew we had a real...

  • These 6 lifestyle changes saved one couple $1,200 a month

      

    We've said it plenty of times before and we'll say it again -- little expenses can cost you a lot more each month than you probably even realize. If you don't track your...

  • 17 easy ways to improve your finances this weekend

      

    If you’ve ever spent your entire paycheck just hours after the direct deposit hit your account, we have some tips and tricks to help you get back on track this weekend. Read...

  • 19 smart money moves you can make today

      

    A lot of people ignore their financial problems, or their finances in general, because they know they can't afford to fix everything at once.  Sure, that would be nice, but if...

  • 7 ways to know if you're saving enough money

      

    How much money is really enough?  Of course most of us would always love to have more money -- but when it comes to savings in general, how do you know if you're saving...

  • This is a really easy way to eliminate wasteful spending

      

    If you’re serious about saving more and spending less, chances are you already have a budget. But even those of us who think we have it all figured out can use a little financial tune-up...

  • Why you should start saving for Christmas now

      

    Christmas may be over four months away, but now is the perfect time to start planning and saving for your gift giving and other holiday expenditures. One of the most prominent and money-draining...

  • 5 simple recipes that will help you spend less on groceries

      

    As a stay-at-home mom to seven children, I have learned to be frugal in the kitchen. I figured it out years ago, when I was finally able to quit my job to stay at home with my son. It was...

  • 3 reasons why getting paid once a month instead of twice a month works for me

      

    I recently changed jobs and for the first time ever was faced with the prospect of getting paid once a month rather than bimonthly. At first I was nervous. What if I ran out of money by, say,...

  • 4 ways being poor in America costs a lot

      

    There are a number of obvious difficulties associated with being in the low-income bracket of the economic hierarchy. The inability to save for the future, afford good healthcare and purchase...

  • The ultimate free and cheap guide for college students

      

    College is a time of change, a shift from the strictures of the public school system to the autonomy of higher education, where young adults are given the opportunity to spread their wings and...

  • 11 fees you should never pay

      

    It seems like pretty much everything comes with hidden fees these days -- which is why it's so important that you frequently check your bank and other account statements, because if...

  • 9 successful habits of debt-free people

      

    If you want to get out of debt, and stay out of debt, you have to reevaluate your routine -- the way you spend, save and even think about money. Here's the tricky thing about debt: in...

  • 9 more things you can do this week to improve your finances

      

    Everybody likes to save money, right? Recently we told you about nine things you can do right now to drastically improve your finances. Following up on the success of that article, here are nine...

  • These beliefs are what separate wealthy people from everyone else

      

    If you're looking for the secret to success, it may come down to your own personal set of beliefs. A belief is something you know to be true without any tangible proof that it is, in fact,...