Personal Finance & Credit / Budgeting & Saving

  • How to make liquid soap from leftover bar soap

      

    All year long, Clark.com’s Michael Timmermann is sharing quick and easy ways to save money as part of our Michael Saves series. Check in every Monday as he puts new and familiar savings...

  • How 6 small lifestyle changes saved a woman $1,200 a month

      

    We've said it plenty of times before and we'll say it again -- little expenses can cost you a lot more each month than you probably even realize. If you don't track your...

  • Don't make this costly 401(k) mistake in 2017

      

    There are several options for you to save for the future, but one of easiest ways to start saving for retirement is if you have 401(k) plan available at work. Let’s say you just...

  • The average family wastes $1,300 on this every year

      

    Credit card interest is one of the sneakiest expenses a consumer can face. It's lumped in with a standard bank statement, and it's not always an obvious cost. Paying $100 in interest...

  • 58 ways to take your frugalness to the next level

      

    I recently went through a magazine (that I get for free in the mail) and took out all the perfume samples. It's just one of those things I do sometimes, so I didn't think twice until I...

  • 30 easy ways to refresh your finances in 2017

      

    A lot of people ignore their financial problems, or their finances in general, because they know they can't afford to fix everything at once -- or, they simply just don't know where...

  • 19 states where workers began the New Year with a higher minimum wage

      

    Can you support a family on the federal minimum wage? Voters in Arizona, Colorado and Maine think they know the answer... and it is a resounding no! Read more: 8 ways to fight back against...

  • How we paid off $52,000 of debt in 18 months

      

    When my wife Kim and I got married, we combined our finances. For a few months we lived the “normal” life of getting up, going to work, collecting paychecks and making our minimum...

  • 7 ways to save money on a low income

      

    Saving money when your income is in the six-digit range is easy, but how does one go about saving money when living on a lower income? The U.S. Census Bureau estimates that the median income for...

  • 14 things Americans are wasting money on

      

    If you’ve been following Clark's advice for a while, you’ve probably developed some pretty impressive penny-pinching habits throughout the years. Over on Reddit,...

  • How to save nearly $7,000 this year with the $5 a week savings challenge

      

    "C'mon, it's just $5...what's the big deal?" How many times have you said that to yourself and then blown $5 on something that added little if any long-term value to...

  • The Penny Challenge: Save nearly $668 this year using spare change

      

    OK, OK, we've heard you loud and clear! After presenting you with the 52-week challenge to save $5,000 this year and then with the $5 a week savings challenge to save nearly $7,000 in 2017,...

  • 11 fees you should never pay

      

    It seems like pretty much everything comes with hidden fees these days -- which is why it's so important that you frequently check your bank and other account statements, because if...

  • Why you should consider making January a 'no buy' month

      

    January 1st is an opportunity for a clean slate, and for most people that means the traditional New Year's resolution to eat less, exercise more and get organized.  But if...

  • 11 things you can do in January to get your money on track in 2017

      

    New Year's resolutions often turn out just like New Year's Eve -- a total flop. Or they just kind of fizzle away after a couple of months. But if you're serious about getting a...