Homes & Real Estate / Mortgages

  • No mortgage and no utility bills? Meet one couple living off the grid

      

    Andy Hickman and his wife Rosemary Kimble live entirely debt free in an off-the-grid home that he built with his own two hands. That means no mortgage, no utility bills and no compromises! Read...

  • Is that refinance offer you got in the mail actually a good deal?

      

    Picture this: You receive a mortgage offer in the mail for a fixed-rate loan with a ridiculously low interest rate. A 30-year fixed-rate loan for 3.25% sounds like a good deal, right? So...

  • Bad credit? Here's what you need to know to get a mortgage

      

    Credit scores play a vital role in your ability to get a home mortgage. First things first: Credit scores are used to predict the likelihood of a payment default. And if your credit score...

  • Mortgage rates are falling: Thank you, Brexit?

      

    Prospective homeowners may be able to save a bit on a mortgage, courtesy of Brexit. (If you're want to know Clark's take on what Brexit means for consumers, click here.) Read...

  • Tips for first-time homebuyers

      

    Here are some key pointers to keep in mind as you undertake the process of qualifying for a loan and shopping for your first home. Tips for first-time homebuyers: What you need to do before you...

  • How to buy a house with cash

      

    Many experts tout owning a home as an essential part of the American Dream. One of the problems with that dream is that it can come with a high cost. Taking out a 30-year mortgage on a home...

  • 15-year vs. 30-year mortgage: Which loan is best for you?

      

    When you're buying a house, it is tempting to buy as much as house as you possibly can. Because of this, more often than not people sign up for a 30-year mortgage. A longer mortgage term means...

  • How the Fed rate hike will impact your wallet

      

    It’s been a few months since the Federal Reserve implemented its first rate hike in nearly 10 years. The move signaled that the economy has strengthened enough for borrowers to withstand...

  • Mortgage refinance guide

      

    Are you wondering how to refinance, when to refinance, and what all of the terms really mean? We've put together answers to some of the most frequently asked questions regarding...

  • Why paying off PMI should be a top financial priority

      

    Private mortgage insurance (PMI) can be a good thing when you are trying to get a mortgage, but once you get that mortgage everything changes.  In most cases, once the mortgage is signed, PMI...

  • 6 options for buying a home with little or no money down

      

    Buying a home is an enormous decision, one that has an impact on your credit and finances like no other purchase could. The vast majority of homes are purchased through a mortgage, but most...

  • 5 ways to save money on your next mortgage or refinance

      

    I get asked for advice regarding real estate transactions all the time. One thing pops up over and over again: "Do I just call my mortgage guy to refinance my loan?" Another variation is...

  • Get a mortgage with only 3% down payment

      

    One big bank is offering mortgages with as little as 3% down. Learn more and see if you qualify for the program.

  • Saving for a down payment: How much and where to stash it

      

    Are you saving for a down payment on a home? How much will you need and where should you put the money while it's building up? What you need to know about down payment The conventional...

  • Mortgage rates are dropping: Here's how to get the best deal

      

    The financial maelstrom of a slowing China, the slump in oil prices, the decline in stock market values and the absence of inflation expectations in the United States have had one unseen benefit...