Homes & Real Estate / Mortgages

  • Simple steps to get your home ready to be listed in 2017

      

    Spring is almost here and you may be thinking about putting your home on the market. But is it really ready for buyers to see? Kiplinger has some quick ways to assess what needs to be done to...

  • Want to buy a home in 2017? These 5 mistakes could jeopardize your mortgage

      

    Shockingly, enough people still do things that can cause themselves heartache when applying for mortgages. Here’s what you need to know if you’re thinking about buying a...

  • New FHA loan limits may help you buy a home

      

    Just before Thanksgiving, the Federal Housing Finance Agency released the conforming loan limits change for 2017. This change resulted in higher loan limits beginning in January for many counties...

  • Should both your names be on the mortgage?

      

    You’ve got a solid relationship and you’re ready to take it to the next step—applying for a joint mortgage. In an ideal world, you want both of your names on the mortgage. This...

  • Downpayment insurance: What is it and do you need it?

      

    You can get insurance on almost anything — computers, phones, trips, your identity, your credit, your pets...and even the downpayment you put on your home! But should you? Read more: 5...

  • Buying a home through the VA loan program: What you need to know

      

    When it comes to home buying, there are special considerations that go along with wearing the uniform of our nation. Chief among them is should you even buy a home when you might have to move post...

  • Why the holidays may be the best time to sell a house

      

    There's no place like home for the holidays—and that's especially true if you're looking to sell a home right now! Read more: What you should know before selling your home...

  • This habit will help you get approved for a mortgage

      

    Paying your credit card balances in full has always been the smart way to use plastic. Now it can help you get a mortgage, too. Starting Sept. 24, mortgage buyer Fannie Mae required that...

  • Track your mortgage with these free tools

      

    Years ago when Clark had his first home, he tells the story of how the mortgage was sold off by the lender and the result was a dispute about the balance.  The consumer champ contended he...

  • When does paying off your mortgage ahead of time make sense?

      

    Many years ago, my wife and I hosted a neighborhood get together at our house. It was our first home, on which we closed at a time of great financial instability. The prime lending rate had...

  • These government programs may have prolonged the recession

      

    Have government programs intended to help struggling homeowners actually prolonged the recession instead? Read more: This tool shows how much you'll pay in taxes under each...

  • Fifth Third Bank helping unemployed customers find work

      

    One of the nation's regional banks has a solution to mortgage default that happens because of sudden unemployment or underemployment: Job hunting help for delinquent mortgage holders! Read...

  • First-time homebuyers may benefit from new program

      

    Getting into a house is about to get easier for a first-time homebuyer thanks to moves by Freddie Mac. Read more: This $100 kitchen makeover is going viral Are these lending standards too...

  • Owner's title insurance: What is it and when do you need it?

      

    When you buy a home or refinance one, you need a simple insurance policy that most people just won't buy…even though being without it can be deadly to your finances. Picture this:...

  • HARP gets 1-year extension to help more underwater homeowners

      

    Homeowners who are underwater in their mortgage will have another chance to refinance now that the Home Affordable Refinance Program (HARP) has been extended through Sept. 30, 2017. Read more:...