Homes & Real Estate / Loan Modifications & Refinancing

  • Thinking about co-signing on someone’s loan? Heed this warning.


    Your credit can be ruined by co-signing on a loan for someone. Hear this warning before you sign on the dotted line.

  • Mortgage rates are falling: Thank you, Brexit?


    Prospective homeowners may be able to save a bit on a mortgage, courtesy of Brexit. (If you're want to know Clark's take on what Brexit means for consumers, click here.) Read...

  • The only legitimate use for a home equity loan


    Home equity loans are becoming easier to get, but that’s not a good thing. There is only one reason to get one, ever.

  • Mortgage refinance guide


    Are you wondering how to refinance, when to refinance, and what all of the terms really mean? We've put together answers to some of the most frequently asked questions regarding...

  • How to find a good home inspector


    A home is the largest purchase most people ever make. Choosing the wrong inspector could cost you.

  • 5 ways to save money on your next mortgage or refinance


    I get asked for advice regarding real estate transactions all the time. One thing pops up over and over again: "Do I just call my mortgage guy to refinance my loan?" Another variation is...

  • Get a mortgage with only 3% down payment


    One big bank is offering mortgages with as little as 3% down. Learn more and see if you qualify for the program.

  • Mortgage rates are dropping: Here's how to get the best deal


    The financial maelstrom of a slowing China, the slump in oil prices, the decline in stock market values and the absence of inflation expectations in the United States have had one unseen benefit...

  • How social media can influence your loan


    Your credit score might not matter as much as your social media score when you take out a loan.

  • Most do not shop their mortgage rate. Why you should.


    Over half of all mortgages are taken out somewhere other than a big bank. Shop that rate before locking in.

  • Why you need owner's title insurance when you do a refinance


    When you buy a home or refinance one, you need a simple insurance policy that I just can't get people to buy…even though being without it can be deadly to your finances. Picture...

  • Find the best interest rates for a mortgage or refinance


    It is a terrible fact of life that getting a mortgage is the biggest pain in the rear just about of any financial thing you will ever have to do. Just when you think you've given them every...

  • 8 common refinance mistakes


    With mortgage rates around 4 percent, it's still a great time to refinance your mortgage.  But you want to make sure you avoid simple mistakes so you get the savings that you...

  • Why you shouldn’t wait to refinance your mortgage


    Refinance applications are down to 2009 levels as mortgage rates have shot up past 4% again. Homeowners may have been scared away by recent rate increases, but now is still a good time to see...

  • 10 common refinance misconceptions


    Evolving regulations and occasional horror stories of traumatic mortgage transactions add confusion to the perception of refinancing. Misconceptions about refinancing are not surprising when...