Deacon Hayes is the founder of WellKeptWallet.com which helps people get out of debt in a short period of time. Follow him on Twitter.

  • How to get out of debt in 5 simple steps

      

    Being in debt can be a stressful experience. No matter what your circumstance is, if you signed for a loan, you are obligated to pay it back even if you have a life-altering experience like losing...

  • 6 tips to help you get ready for filing taxes

      

    The IRS started formally accepting tax returns on January 23. We all know tax filing season can be stressful. But if you plan right and have some basic paperwork together, filing your taxes can be...

  • Top 4 online budgeting tools to better manage your money

      

    Most every personal finance expert will tell you that using a budget is a key component of making your money accomplish the most for you. Many people get overwhelmed at the thought of putting in...

  • How we paid off $52,000 of debt in 18 months

      

    When my wife Kim and I got married, we combined our finances. For a few months we lived the “normal” life of getting up, going to work, collecting paychecks and making our minimum...

  • 7 ways to save money on a low income

      

    Saving money when your income is in the six-digit range is easy, but how does one go about saving money when living on a lower income? The U.S. Census Bureau estimates that the median income for...

  • 5 ways to build your own website on the cheap

      

    Whether you’re interested in giving blogging a try or want to start your own business, your website will be a big part of your success. Websites can be expensive, but with a little...

  • Zero-based budgeting: Your key to financial empowerment in 2017

      

    Many people shy away from budgeting. They view it as a restriction on how they can spend their money, but the truth is that a budget is your biggest asset when it comes to building wealth. When...

  • How to invest using peer-to-peer lending

      

    One of the more popular ways to invest these day is through peer-to-peer lending. Many borrowers are avoiding traditional bank loans and turning to peer-to-peer lending for their financial needs....

  • 5 ways to spot Facebook contest scams

      

    With the ever-increasing popularity of Facebook for personal, community and business sites, there’s been an uptick in the number of people working to scam innocent readers out of their...

  • Why you need an automatic investment plan

      

    Many people want to create wealth for themselves and their families but are avoiding the step of creating an investment plan out of fear of risk or out of lack of knowledge. Those are real and...

  • Why co-signing a loan can be bad on almost every financial level

      

    It happens to many financially responsible people at some time or another: A friend or family member asks them to co-sign on a car loan, personal loan or even a mortgage loan. Should you do...

  • How to lease a home with an option to purchase

      

    Have you ever thought about how to lease a home with an option to purchase? This might be a solid alternative path toward home ownership if you aren’t having any luck getting approved from...

  • Do I need car rental insurance?

      

    Most everyone needs to rent a car at some time or another. Renting the car is the easy part; deciding on the age-old question that every rental agent asks—“Do you want car rental...

  • 7 ways to turn saving money into a game

      

    Are you working to save money to get out of debt, to retire early or to take your dream vacation? Saving money for big goals can be tedious, but there are ways to make it more fun. If you’re...

  • Is rent-to-own a scam?

      

    The holiday season is here and so are an influx of rent-to-own company ads promising hot items at nearly unbelievably low monthly payment amounts. Is rent-to-own a scam? Or is it really a great...