The Latest from Clark Howard.

Mentioned in Clark's Videos and TV/Radio Consumer Minutes:


Mentioned on the Clark Howard Show:

 

Friday Dec. 2
Food industry follows demand 
US real estate commissions unsustainably high
Free shipping might not be cheaper. Price compare online
Clark answers his critics on 'Clark Stinks'
Legally free eBooks, movies & music, + Amazon Prime

On the Calls: 
Why the holidays are the best time to sell a house | Clark Howard
Investopedia - HOAs
Travel Booking and Planning Guide | Clark Howard  -  The #1 rule of cheap travel | Clark Howard
Frequently Asked Questions on Gift Taxes
Creative websites for hiring workers and job hunting | Clark Howard  
   Elance is now Upwork - Hire Freelancers & Get Freelance Jobs Online

Clark.com/ Save money on merchant-processing fees
National Car Rental may waive drop charges – try different itinerary combinations     
    CAR RENTAL search | Clark Howard
Chex systems bans you from banking - Clark.com/ Who needs banks anyway
  -  How to choose and switch to a better bank for you | Clark Howard
Is Paying an Annual Fee on a Credit Card Really Worth It? | Clark Howard

 

Thursday Dec. 1 
An innovation invitation from Target 
ClarkRageous big banks exploit ATM's to rip you off
The 401K company match
Your car is spying on you
End of year: Charitable giving  -  vacation time

On the Calls: 
Driving for Uber
Reward credit cards
Get a car loan at a credit union - Are you buying too much car for your budget? | Clark Howard
Trip and Travel Insurance Guide - Clark.com
SEP IRAs: Introduction | Investopedia   /   One-Participant 401(k) Plans
Investment Guide | Clark Howard
Opening a business account – start at a credit union  

Your guide to paying off credit card debt | Clark Howard
   6 ways to tackle your credit card debt | Clark Howard
Buying a used car  
End of life planning - Don’t PAY in advance- Plan
   Plan for your funeral in advance to save big bucks | Clark Howard
Becoming a Landlord: How To Find a Good Tenant | Clark Howard
Checklist: What to discuss with aging parents about finances | Clark Howard

   National Foundation for Credit Counseling
Credit Card Tune-Up: Find credit card rewards for your expenses - 2016
Diversify! - 7 habits of millionaires that you can start applying today | Clark Howard

EMPOWERMENT ZONE        Episode 5 - Dial-a-Carol 

 

Wednesday Nov. 30 
A cheaper hearing aid option 
Telemarketing scam pitches grants and 3rd party Amazon sites
Contactless credit card warning 
App Trims overdraft fees 
Guilt free ice-cream: Halo Top

On the Calls: 
Clark's Investment Guide | Clark Howard   - 
   Lower investment fees can save you thousands of dollars for retirement | Clark Howard
Early Retirement search | Clark Howard
How to choose the best credit card for college students | Clark Howard   -   
   What to do if your credit card application gets rejected | Clark Howard
International Travel Tips: Money, Mobile & Booking | Clark Howard  -  TRAVEL search | Clark Howard
Trains across Europe are more expensive than flights within Europe – Check Ryanair & EasyJet
How to choose and switch to a better bank for you | Clark Howard   -   
   The best banks are not banks at all... | Clark Howard

Should you lease a car during an 'End of the Year' sales event? | Clark Howard
   How to Buy a Used Car search | Clark Howard
Best 529 plans to help pay for college | Clark Howard – You have the flexibility to change beneficiaries
Keep credit reports only until you get your next one.  
   Annual Credit Report.com - Home Page -- CreditKarma-Free Credit Score
AARP alternative  -   AMAC, Inc. The Voice of Americans 50+
Do real estate agents really matter anymore? Clark.com
Heads up: How to avoid the PayPal confirmation scam | Clark Howard -  
   Also beware fake PayPal or bank email saying your account has been compromised.
   Verify through the actual financial sites. Don’t click on links in these emails.
   Credit freeze and thaw guide | Clark Howard
To co-sign or not? 'No sign' is Clark's answer to loan question
Can a company really shrink your tax liability? | Clark Howard
   Here are the best tax firms in every state | Clark Howard

 

Tuesday Nov. 29
Average credit card debt and the statement disclosure box 
Glossy mailer invites to annuity pitch dinners  - Toss! 
Millennials could be millionaires - IF 
Controlling kids' screen time, including TV 
Small business is most vulnerable to hacking. 3 protective measures

On the Calls: 
Investopedia.com/ Custodial Roth - The Benefits Of Starting An IRA For Your Child  
   7 ways to start investing when you only have $100 or less | Clark Howard
Long Term Care Insurance search | Clark Howard  -  Long-term care insurance honor roll | Clark Howard
   When Hybrid Long-Term Care Insurance Makes Sense - NerdWallet
Best 529 plans to help pay for college | Clark Howard
Clark.com/ Identity-theft-guide – job applicant ID theft - could be HR spoofing to get more info….
Digit helps automate saving money | Clark Howard

5 steps to protect yourself from overspending | Clark Howard
Financial Resources | Clark Howard --  National Foundation for Credit Counseling
Selling a condo FSBO – Use a local real estate agent offering a tier of optional services
   Selling a home search | Clark Howard
Low cost 401k plan- Betterment - How to get free or cheap investment advice | Clark Howard
Free and cheap retirement plan options for small businesses | Clark Howard
Total Wireless -   Hey, Verizon customers: 2 ways to cut your wireless bill by 60% to 75%! | Clark Howard
Control electronic bill pay yourself. Use your own service: Mint, your bank, etc. - not the payee’s site bill pay.  
   Dangers of putting monthly bills on automatic debit | Clark Howard
   Electronic Banking | Consumer Information

 

Monday Nov. 28
529 Plans with commission fees 
The ClarkRageous state insurance email scam
When government or credit agencies believe you're dead
Driving records may matter little in determining auto insurance rates
Credit card rewards require finding the right fit... 

On the Calls: 
Clark's Investment Guide | Clark Howard
    - Best low-cost, robo-investment brokers | Clark Howard
How to spot a student loan scam | Clark Howard
     -  How to qualify for the new student loan forgiveness program | Clark Howard 
        Student Loans, Forgiveness | U.S. Department of Education
When You Should Take the Lump Sum Over the Pension | Clark Howard
Not all store cards are created equal. If they have the Visa or MC logo, that’s good credit
   What you need to know about store credit cards | Clark Howard
Payday lender calling sister of borrower. Inform them they are not to call again.
   How a $2,500 loan turned into $50,000 of debt | Clark Howard

Fake Checks | Consumer Information
How Organ Donation Works, Organ Donation Information | organdonor.gov
   Plan for your funeral in advance to save big bucks | Clark Howard
RED ALERT! bogus email receipts appearing to be from iTunes or Spotify
   contain links to steal your identity. Change your login.
Bluebird named best banking alternative | Clark Howard  -  
   Alternative to Banking | Bluebird by American Express & Walmart
Living Large in Lean Times book highlights | Clark Howard
   Clark Howard's Living Large for the Long Haul | Clark Howard
How to set up your own biweekly mortgage plan without paying any fees | Clark Howard
 

Friday Nov. 25   ( Holiday week replays) 
Amazon enters the supermarket arena. New options
The ClarkRageous Publishers Clearing House scam - Warning!
Facial recognition software and our privacy
Not fond of excercise? Good news. 
Verizon Wireless bloatware on the phones they sell - Warning

On the Calls: 
Vanguard STAR Fund – for long term investing.  Florida pre-paid tuition plan OK if sure the child WILL go to school in Fla.
   Otherwise - Best 529 plans to help pay for college | Clark Howard
Inherited IRA Definition | Investopedia – see a tax accountant before distribution
Relationships and Money search | Clark Howard – If one has bad credit – separate accounts.
              Resource for the ‘unbanked’ - Secured credit cards - Fresh start programs| Clark Howard
Mortgage Refinance Guide | Clark Howard
Clark.com - Free and Cheap retirement plans for small business
   Simplified Employee Pension - SEP (Simplified Employee Pension IRA) Definition | Investopedia
   Choose a low cost provider such as Vanguard, T Rowe Price, Fidelity or Schwab.

Paying Off Credit Card Debt | Clark Howard  -  NFCC.org
Clark.com/  Self-publishing-guide
Plan for your funeral in advance to save big bucks | Clark Howard
How to shop for a home security system | Clark Howard  -  Home Security Systems from SimpliSafe
SOLAR Power search | Clark Howard
Building a new home a better value than buying used?. | Clark Howard
Michael – Paid off student loans! Doing so well taking care of tomorrow, treat yourself today! 
 

Thursday Nov. 24    (10-20 replay) 
New tech for fast reliable Wi-Fi
Credit card agreements - See the disclosure box
Simple ways to reduce your energy bills  
Gen Z is looking ClarkSmart
Liberal Arts degress - a surprise

On the Calls: 
Military credit card has an annual fee -   hopscotch to Navy Federal or USAA
Medical office wants to scan a photo ID. -  Don't give your Social Security number at these places! | Clark Howard
   The office having a digital image actually protects you from medical ID theft / insurance card fraud.
How to shop for a home security system | Clark Howard
Holiday trip to Germany - Christmas Day fares are 1/3 to half less than Christmas eve or before. Thanksgiving preferable.  
   Search NY to Europe for the best deals. KayakMobissimoHipmunk -
   International Travel Tips: Money, Mobile & Booking | Clark Howard
Radio infomercials pitching a form of exotic life insurance to replace  401Ks, SEPs & IRAs. NO. They are pickpockets.
Homeowners insurance renewal declaration offers ID theft protection built in for $27 a year for $25,000 coverage after ID theft..
   OK…. Better: Credit freeze and thaw guide | Clark Howard

401k company advisory service is too expensive – go all in with target retirement funds
   Clark.com/ The benefits-of-targeted-retirement-portfolios
Newlyweds  working out monthly budget - Both have variable income. Can use mint.com to figure must-pays each month.
Ask Clark - Everything you need to know about withdrawing money from your 401(k) 
The 3 credit bureau system evolved over time, as computerization triggered consolidation among many local agencies.
Are extended car warranties worth it? | Clark Howard  - 
   Why you should never buy third-party extended auto warranties | Clark Howard
      If you can afford unexpected repairs and maintenance, don’t buy a warranty or pre-paid scheduled maintenance.
To owner finance, the buyer must have solid credit and make a substantial down payment.
    Usually best to make the repairs and get a higher price for the home. Selling a Home-search | Clark Howard
Life Insurance - level term search | Clark Howard
                                   EMPOWERMENT ZONE – Episode 2: Nourishment - Staple House and The Giving Kitchen  
 

Wednesday Nov. 23
The Costco car buying program
    The "Clark Smart" steps for buying a new car | Clark Howard
Wells Fargo's ClarkRageous 401k lawsuit and a company stock warning
News for renters and Clark's take on rent control 
Holiday travel: Gas prices and travel tips 
Smart speaker systems - Google Home joins  Amazon's Echo as in-home AI robots

On the Calls: 
Roth IRA   -   Investment Guide | Clark Howard
Highest Paying 2-Year Degrees | Clark Howard
Inventors: Initial manufacturing product sourcing in now primarily from Asia.
     Inventions & Patents - Clark.com   -   Google- stereolithography 
Vanguard - Vanguard STAR Fund – print out and mail in accounts for minors
Best 529 plans to help pay for college | Clark Howard
SOLAR Power search | Clark Howard

Car Repair search | Clark Howard
International Travel Tips: Money, Mobile & Booking | Clark Howard  -  Kayak.com/explore
Hybrid index annuities:  NO. Massive fees. Some $ in fixed annuities, the rest in a lame index product. NO
Acorns  is legit - Clark.com- 7 ways to start investing with $100 or less
   The Qoins app - This app helps you pay off student loan debt! | Clark Howard
Health Insurance search | Clark Howard – Consider a health share co-op plan in conjunction with a catastrophic policy.
Home security cam - Panasonic Nubo
Retailer requesting all kinds of personal info. Leave. 
 

Tuesday Nov. 22
The Goldman Sachs Marcus lending mail offer 
Yahoo restores auto-forwarding  ///  Fake Uber scam 
Turning food waste into bargains - Buffet-Go.com
The healthcare exchange premium increase, and ClarkSmart reform 
Condo home insurance warning

On the Calls: 
Personal Finance & Credit | Index & Mutual Funds | Clark Howard
First Time Home Buyer search | Clark Howard   -   CreditKarma
Why Entrepreneurs Should Avoid Business Credit Cards | Clark Howard
Ethanol-free gas preferable for small and seldom used motors.
Turn ceiling fans OFF when leaving the room.
$1 pay-at-the-pump credit card fee is temporary

Best balance transfer and 0% credit cards   
   6-mistakes-that-will-turn-a-balance-transfer into a nightmare- Clark.com
How To Hack Your Keurig 2.0 | Clark Howard
How to shop for home security systems | Clark Howard
Free HR and Payroll Software for Small Businesses -
   Zenefits: Online HR Software | Payroll | Benefits - All-In-One
Clark.com/ Wells Fargo loses better-business-bureau accreditation –
   Wells Fargo customers’ money is safe – FDIC insured. But can you trust them? Look at credit unions & online banks.
More Companies Turn To Mandatory Arbitration: CreditKarma, Redbox, Kitty Bed Maker – Consumerist
   – Bypassing the justice system- WRONG!
Cremation: Plan for your funeral in advance to save big bucks | Clark Howard  - 
    Join your local memorial society for discounts- Funeral Consumers Alliance | Funerals.org
 

Monday Nov. 21   ( Holiday week replays ) 
Index funds and low-cost simple investing - always & forever
Warning! Big mark-ups come in small packages.  
Auto industry changes - Know before you buy
New tool determines if you're getting paid enough | Clark Howard
Free & cheap TV initiatives - Vudu Movies On Us  -  AT&T's DirecTV Now

On the Calls: 
Selling a house - Clark.com   -   Shop your mortgage  -  Home Buying search | Clark Howard
Vanguard - Vanguard STAR Fund  -   must mail in custodial account application
Want to buy a rental property? Read this first | Clark Howard  -  
   Owner's title insurance: What is it and when do you need it? | Clark Howard
Roth IRAs for Kids  -  Investment Guide | Clark Howard
Cutting the Pay TV Cord -search | Clark Howard
FBI  investigation scam asked for payment to receive winning$. Do NOT

pple & Android Pay shouldn’t affect credit card reward bonuses.
Paying Off Credit Card Debt | Clark Howard – NFCC.org
PLENTI  -   One Loyalty Program To Rule Them All? - Clark.com
CreditKarma  and CreditScoreCard by Discover – recommended.
   How to track and improve your credit score | Clark Howard
Solar seach - Clark.com   -   Solar panel installation guide | Clark Howard
Qoins.io – keeps track of daily purchases, rounding debits up and putting the excess toward debt.
       Robo-investing: Inexpensive way to start saving | Clark Howard
How to qualify for the new student loan forgiveness program | Clark Howard
 

Friday Nov. 18
Divorce your smartphone for family time
IRS scam update and how to spot a fake
New credit card rules on mortgages and key tips for homebuyers
Clark Stinks
Smartphones as the new car keys 

On the Calls: 
Work From Home guide | Clark Howard  -  Top 20 work-from-home companies for 2016 | Clark Howard
   Advertising by its nature is propaganda. If you have to pay to participate in a work-from-home job, run away.
Investopedia - Umbrella Insurance Policy      
Save Money on Merchant Processing Fees | Clark Howard  - 
   Credit Card Processing - Accept Credit Cards Anywhere | Square
Selling - Buying a home search | Clark Howard
Buying a home within the next 5 years: Don’t risk investing. Park your $ in savings. For best rates: Bankrate.com  
   and find short-term higher interest special offers from local community banks.
Clinton just inherited $10 million from a terminally ill stranger! Not really. NO!
PayPal can’t verify your identity: Get credit reports from Annual Credit Report.com
   If you see a problem: Credit freeze and thaw guide | Clark Howard

Football recruiter asking for down payment!? NO. Consult with coaches.
Travel | Clark Howard  -   Clark.com/ The 1-rule of cheap-travel  -  Kayak.com/explore
       SouthWest doesn’t appear on other travel websites, only their own.
$100 Prepaid Refill Card | T-Mobile – can work with simple feature phones
Free Credit Monitoring | Credit Karma - FHA loans to be easier for those with bad credit | Clark Howard
   Annual Credit Report.com - Home Page
Businesses beware the relay phone scam! - IP Relay Fraud | Federal Communications Commission

 

Thursday Nov. 17
Longevity: Going the distance financially
Illegal debt collection Know your rights with debt collectors | Clark Howard
Walking to work, at least partially - a radical way to get out of traffic. 
Sofi in a joint venture with Fannie Mae offers the Student Loan Payoff Refi
Made-to-order furniture now quicker and easier

On the Calls: 
How To Complain Online Without Being Sued | Clark Howard
   The right way to post a bad online review | Clark Howard
Britain to outlaw paper checks by 2018 | Clark Howard
   Bluebird named best banking alternative | Clark Howard
Sample Low Cost Investment Funds | Clark Howard  -  401k total expenses should be < ½%.
  Roll old 401k into an IRA with the recommended low cost providers. Investment Guide | Clark Howard
Software terms of service tend to require auto-renewal.
   Visa will give a merchant your new credit card number in return for a kickback.
    It’s called VAU – Visa account updater. A business will pay Visa to maintain the auto renewal…
   Virus, Spyware and Malware Protection Guide | Clark Howard  -  The best free anti-virus programs | Clark Howard

Travel Booking and Planning Guide | Clark Howard  -  SouthWest AirlinesHipmunk
Insurance | Homeowners Insurance | Clark Howard
Clark Howard: How to add gold to your portfolio | Clark Howard
   Never make gold more than 10% of your overall assets.
Cut that airline cancellation fee to $19 | Clark Howard  -  Fight back against airline junk fees | Clark Howard
     This is how a man got a $200 airline cancellation fee waived | Clark Howard
Small businesses should bank with small local community banks.
How to easily organize all your files and keep them safe | Clark Howard
   Can use phone to scan receipts, documents & files Free and easy ways to back up your data with cloud storage | Clark Howard
Mountain or lake property: Do not buy raw land. 2nd home land deals suffered in the housing bust.
The ‘was’ price during the bubble – didn’t get buyers.  The distress vultures came into rebuy and are selling cheaper .
Ethanol proven to kill small engines | Clark Howard

                                                 EMPOWERMENT ZONE – LOST AND FOUND Episode 4

 

Wednesday Nov. 16
The cost-cutting revolution in men's razors
ClarkRageous cable/internet service sign-up rebates that never arrive
Long-term care insurance honor roll | Clark Howard
Elder financial abuse is common. 7 Senior scams and how to combat them 
7 rules for buying a cheap used car with cash | Clark Howard

On the Calls: 
9 accidents homeowners insurance may not cover | Clark Howard
Why Vacation Clubs are worse than timeshares | Clark Howard
LifeLock is legit, but is it worth your money? | Clark Howard  -  Free Credit Monitoring | Credit Karma
Mortgage brokers required by law to give you the best rate | Clark Howard
Are cash back credit cards worth it? | Clark Howard  -  Fidelity Rewards Visa Signature Card

Auto repos can lead to a deficiency judgment against you | Clark Howard
Budget counseling - NFCC.Org - Paying Off Credit Card Debt | Clark Howard
Group fund real estate is an expensive way to invest. Not recommended.
    Look at real estate funds with diversification:  Vanguard REIT Index Fund  &  Cohen & Steers 
Free and cheap retirement plan options for small businesses | Clark Howard
   Best low-cost, robo-investment brokers | Clark Howard
Accounting student – get advice from accounting firms. 

 

Tuesday Nov. 15 
Home renovation peace of mind: Handy & Porch.com 
Recent hack attacks bank's mainframe. Get paper statements or print them out. 
A short window of opportunity: Passenger car surplus = deals
Medical advances include 'brain Wi-Fi' to treat paralysis
Roadie offers cheap shipping - new jobs 

On the Calls: 
Problems with American Express –  Submit a complaint > Consumer Financial Protection Bureau
High paying job lists
Target RED card – Clark.com 12 ways to save at Target
Dangers of debit: 10 places to never use a debit card! | Clark Howard
How to refinance your student loans | Clark Howard
   Public Service Loan Forgiveness | Federal Student Aid

Don't give your Social Security number at these places! | Clark Howard
   Medical providers may obtain your social from insurance companies anyway. Still withhold it on forms.
‘Pirate boxes’: Unlocked TV boxes + apps & Wi-Fi  are being used to pirate licensed content. This IS stealing.  
   Better: TV and movies: Your free and cheap guide | Clark Howard
How to get free or cheap investment advice | Clark Howard  -  Sample Low Cost Investment Funds | Clark Howard
Vanguard - Health Savings Accounts (HSAs)
3 credit cards with no balance transfer fees and low interest rates | Clark Howard
   Best balance transfer and 0% interest credit cards | Clark Howard
Missing money: 9 ways to find free money | Clark Howard
How to get out of a bad car loan | Clark Howard
Clark.com - Mortgage rates: How to get the best deal

 

Monday Nov. 14
Trade and the stock market - Post election perspectives 
Amazon must refund ClarkRageous in-app purchases 
Black Friday - Clark Deals
Holiday travel: Gas prices and travel tips 
Smart speaker systems - Google Home joins  Amazon's Echo as in-home AI robots

On the Calls: 
Insurance | Car Insurance | Clark Howard
  Many have inadequate coverage for UM – uninsured motorist.
Credit freeze and thaw guide | Clark Howard -
Make a difference this holiday - VolunteerMatch - Where Volunteering Begins

Car Repair search | Clark Howard
International Travel Tips: Money, Mobile & Booking | Clark Howard  -  Kayak.com/explore
Hybrid index annuities:  NO. Massive fees. Some $ in fixed annuities, the rest in a lame index product. NO
Acorns  is legit - Clark.com- 7 ways to start investing with $100 or less
   The Qoins app - This app helps you pay off student loan debt! | Clark Howard
Health Insurance search | Clark Howard – Consider a health share co-op plan in conjunction with a catastrophic policy.
Home security cam - Panasonic Nubo
Retailer requesting all kinds of personal info. Leave. 

 

Friday Nov. 11
Energy Sector: The future of coal
 Veterans Day deals: 70+ great ways to save today! | Clark Howard
Recall alert: Nearly 3 million washers at risk of blowing apart | Clark Howard 
Clark Stinks
Election effect and the US economy: Why wait on Washington?

On the Calls: 
Tap & pay credit cards with the Wi-Fi like symbol – ‘contactless cards’ using near field communication are easily hacked.
   Use an RFID  blocking wallet or leave home without it until security measures are in place 
Roth vs. Traditional 401(k): Which is Right For You? | Clark Howard  -   Roth 401(k) Definition | Investopedia
Faith-based health care: A viable alternative to traditional health insurance? | Clark Howard
Bankrate.com/5 key steps in the mortgage underwriting process  - 
How To Get a Lower Interest Rate on Your Credit Card | Clark Howard
Warning: An old scam is back and costing people big bucks | Clark Howard

SOLAR Power search | Clark Howard  -  7 tax credits every homeowner should be aware of | Clark Howard
Hey, Verizon customers: 2 ways to cut your wireless bill by 60% to 75%! | Clark Howard
Online bill pay – do from YOUR banking site, not from the payee’s.
   11 ways to protect your money when doing mobile banking | Clark Howard
 

Thursday Nov. 10 
Post-election common ground: Infrastructure 
The ongoing Yahoo! hack affects everyone. What to know.
Another victory against payday loans - The SD initiative
Lessons from the North - Oh Canada! 
WOW new savings on airfare

On the Calls: 
Post-election: Housing rises over time at the rate of inflation + 1%.  The housing market follows supply and demand.
   Changeover of power doesn’t bode a major effect on housing.
   Student Loan Guide | Clark Howard –  Likely forgiveness programs will remain. Expect changes in future borrowing for college…
Clark.com/cheap-cell-phone-plans
VW diesels post buy-back fix will be a deal -
Judge approves Volkswagen emissions settlement | Clark Howard  -   Contact a VW for resale info.
Vanguard - Vanguard STAR Fund  -  How to invest your first $1,000 to $5,000 wisely | Clark Howard
Hiring from  Fiver / Task Rabbit –  a shot in the dark. -  5 Ways To Make an Extra $5,000 | Clark Howard
Long term care insurance
Retirement calculators:  Dinkytown.net - How much money do I need to retire? | Clark Howard

Leaving Wells FargoClark.com-How to switch to better bank  - 
   For business accounts, small local banks - The Independent Community Bankers of America
Proceed with Healtcare.gov for 2017 –  Insurance | Health Insurance | Clark Howard
How to find the best Obamacare plan for your budget | Clark Howard
Resume’:   Go to a recruiter to recommend a local professional resume’ preparation service.
10 ways to watch awesome TV without a cable bill  | Clark Howard  -  More Americans cutting the pay TV cord | Clark Howard
Facebook Live follow-up -  The dollar as key reserve currency
Dollar Tree’s $1 steak is selling for 33 cents | Clark Howard
How To Score a Deal on a Cruise | Clark Howard
Best and worst fitness trackers | Clark Howard
Post-election this holds true: 5 Ways To Mess Up Your Investments | Clark Howard

 

Wednesday Nov. 9 - Special Election Edition 
Clark to investors: Don't worry, be happy! | Clark Howard
Black Friday - Clark Deals25 secret Black Friday shopping tips revealed | Clark Howard  
                    | Clark - Holiday Shopping
What's next for the nation's healthcare system
Future tax reform
Minimum wage - the next chapter 

On the Calls: 
Landlord   -    Mortgage Refinance Guide | Clark Howard
Going to an elite state engineering school – Worth it.
   This university is offering a master's degree for only $7,000! | Clark Howard
4 things for teachers to consider about their 403(b) retirement plans | Clark Howard
Clark.com/sample-low-cost-investment-options-dollar-amount   -   Best low-cost, robo-investment brokers | Clark Howard
Authorized signer- co-owner on credit card accounts improves the co-owner’s credit
   How a 19 year old got a credit score of 820 | Clark Howard
Penny stocks – not recommended  - ‘pink sheets’ – an area rife with fraud
   Dangers of the "Penny Stock" scam | Clark Howard
5 online banks that totally rock | Clark Howard  -  5 ways to stay safe when doing online banking | Clark Howard
   You can now open a Goldman Sachs account with just $1 | Clark Howard   -  
   11 ways to protect your money when doing mobile banking | Clark Howard

The "Clark Smart" steps for buying a new car | Clark Howard
Investment Guide | Clark Howard
Identity theft company LifeLock to pay $100M fine for failing to protect customers | Clark Howard
          Legit settlement checks are being issued.
Don’t pay for credit monitoring.  Free Credit Monitoring | Credit Karma
Best 529 plans to help pay for college | Clark Howard
How To Score a Deal on a Cruise | Clark Howard   -   
   Travel agents compete for your cruise ship booking business | Clark Howard
Health insurance guide | Clark Howard   -   Clark's Health Savings Account Guide | Clark Howard
 

Tuesday Nov. 8 
California's soda sugar tax a politcal spending battle. Better a tax than a ban/prohibition
Why are we STILL bailing out the profitable giant monster mega banks???
Nurses needed! Massive opportunity in medical and construction fields 
Hey, Verizon customers: 2 ways to cut your wireless bill by 60% to 75%! | Clark Howard
Social media, LinkedIn and your career 

On the Calls: 
Investment Guide | Clark Howard   -   Should you pay down your mortgage or invest extra cash instead? | Clark Howard
‘Noah’s Arc’ rule – Have at least 2 credit cards. 5 ways to build credit and save money in your 20s | Clark Howard  -- 
   Secured credit cards | Clark Howard  -   To co-sign or not? 'No sign' is Clark's answer to loan question | Clark Howard   -  
   6 reasons to think twice about co-signing a loan | Clark Howard
Insurance | Clark Howard  -   Investopedia.com - How Umbrella Insurance Works
Paying for College search | Clark Howard  -  Texas universities to offer $10,000 four-year degree | Clark Howard
How to add gold to your portfolio - Clark's golden rule for investing in gold
   What Are SPDR ETFs? | Investopedia

Save for Retirement search | Clark Howard
The #1 reason to stop carrying your Medicare card | Clark Howard
3 credit cards with no balance transfer fees and low interest rates | Clark Howard  -  CreditKarma - Free Credit Score
Small Business Loans search | Clark Howard
15-year vs. 30-year mortgage: Which loan is best for you? | Clark Howard
Clark's Health Savings Account Guide | Clark Howard  -  Vanguard - Health Savings Accounts
 

Monday Nov. 7
The political divides between friends & family: A ClarkSmart perspective
The ClarkRageous effects of spring foward, fall back 
Beware, iPhone users: Fake shopping apps are on the rise | Clark Howard
   Buyer beware: Scammers are using fake shopping apps to steal your money
New app lets you buy used textbooks from fellow students | Clark Howard
A very big deal coming to pay TV: DirecTV NOW

On the Calls: 
Colonial pipeline supplies 2/3 of eastern seaboard gas. Brand additives are the only differentiator.
   Regardless of brand, look for ‘top tier’ gas – supposedly higher quality – available at many of  the cheapest outlets.
   Gas prices rising, stations running dry after pipeline spill | Clark Howard   
SOLAR Power search | Clark Howard
Marriage & Money search | Clark Howard  -  Credit card debt search | Clark Howard
Dollar cost averaging makes you a fortune over time | Clark Howard
20 financial terms every college student and parent should know | Clark Howard
Don’t order checks from your bank. The mark-up is 1000% above cost. Pay 1/5th elsewhere:
   Independent check printing companies or warehouse clubs give a better deal 

Private student loans search | Clark Howard  - Great Rates. Great Benefits l SoFi
Strategies for buying the best washer and dryer | Clark Howard
Long Term Care Insurance Honor Roll | Clark Howard
Level Term Life search | Clark Howard
How to find a fee-only financial planner | Clark Howard
Best low-cost, robo-investment brokers | Clark Howard
A medical debt once satisfied will no longer reflect on your credit score.
   Bad medical debt hurting your credit? Here are 3 ways to attack it | Clark Howard
 

Friday Nov. 4
The nice advantage in life and at work
ClarkRageous bank fees and your alternatives 
A new chance to build credit - Lending Circles
Clark Stinks
Nissan's forthcoming 'variable compression' engine. REVolutionary! 

On the Calls: 
Buying Life Insurance search | Clark HowardAccuquoteInsure
You can save using much less toothpaste
A permanent home structure on leased land – a financial disaster waiting to happen.
   The land holders can change the lease terms over time. Own the land your home is on.
New insurance salespeople avoid the term ‘annuity’ - Index annuities are poison for your pocketbook | Clark Howard
    Fixed income annuity contracts have between 60 – 140 pages telling you what they WON’T do.
    Lifetime stream of income is an illusion.    Retirees: Simulate what your $ would look like
    in an immediate or life annuity - Income Annuity Quote Calculator - ImmediateAnnuities.com
    2 Kinds of Annuities That Actually Make Sense for Your Wallet | Clark Howard  -   
     How to find a fee-only financial planner | Clark Howard
   Get quotes also from USAA if a member or from TIAA   Get non-commission expert advice
Federal loan went private in the 1980’s and the math is insane. Have them prove the balance.
   Contact your Congressman’s local constituent’s office for assistance.
Aging parent losing capacity:  Get Power of Attorney.  Guardianship or Conservatorship is a process
   To find a geriatric social worker Home || Aging Life Care Association

End of life planning: If no heirs, the cost of final expenses is low enough – you don’t need a life insurance policy.
   Plan for your funeral in advance to save big bucks | Clark Howard
5 great reasons not to borrow from your 401(k) | Clark Howard
Cheap Internet Phone Systems Guide  -  Ooma recommended -  For TV: AntennaWeb.org
Homes & Real Estate | Clark Howard

 

Thursday Nov. 3
4 things for teachers to consider about their 403(b) retirement plans | Clark Howard
The #1 way to protect yourself from online credit card scammers | Clark Howard
The 'barnacle' parking violation enforcement device is potentially dangerous
Gun safety - the first fingerprint-reading smart gun
Don't fall for fancy appliances. Cheap & reliable gets it done

On the Calls:
Credit freeze and thaw guide | Clark Howard  - Register with CreditKarma before the freeze -
    Free Credit Score & Free Credit Reports With Monitoring | Credit Karma
International Travel Tips: Money, Mobile & Booking | Clark Howard
   Italy: Car Rental Italy - TripAdvisor   -   Car Rental Italy: Rent a Car in Italy with Auto Europe ®
   Check your own auto insurance and credit card for auto rental coverage.
Youthful misdemeanor conviction record is preventing employment. Sit down with your state legislator
What you need to know about store credit cards | Clark Howard
Investing in Silver/Gold - Clark's golden rule for investing in gold | Clark Howard
 Clark.com/ How-to-qualify-new-student-loan-forgiveness
Save for retirement before a child’s college fund  Investment Guide | Clark Howard

Should you take the lump sum settlement or pension? | Clark Howard
Thinking about co-signing on someone’s loan? Heed this warning. | Clark Howard
Annual Credit Report.com   -  Ways to fight back against scavenger debt collectors | Clark Howard
2 Kinds of Annuities That Actually Make Sense for Your Wallet | Clark Howard
Personal Finance & Credit | Bankruptcy | Clark Howard
Top 10 best (and worst) states for retirees | Clark Howard
                 EMPOWERMENT ZONE: -  Gravity | episode 3 - Clark Deals

 

Wednesday Nov. 2
Understand your local ballot initiatives -  Ballotpedia.org  
Neiman Marcus' $81 collards  - No. 
Huge medical price variance on tests & procedures. Shop. 
Plan for your funeral in advance to save big bucks | Clark Howard
Dee-1 is down with ClarkSmart financial empowerment

On the Calls: 
Thinking about co-signing on someone’s loan? Heed this warning. | Clark Howard
   To co-sign or not? 'No sign' is Clark's answer to loan question | Clark Howard
   6 reasons to think twice about co-signing a loan | Clark Howard
How to refinance your student loans | Clark Howard
Best time of year to buy a new car?  End of year has advantages, but HOW is more important than when
   The "Clark Smart" steps for buying a new car | Clark Howard  -  How to buy a used car | Clark Howard
The #1 reason to stop carrying your Medicare card | Clark Howard
Debit vs. credit | Pros, cons and protections for your money - Clark Deals
Clark.com - Why-entrepreneurs-should-avoid-business-credit-cards
   Are cash back credit cards worth it? | Clark Howard  -  The best reward credit cards | Clark Howard

How to improve your credit after a foreclosure | Clark Howard  -  Secured credit cards | Clark Howard
   Bad medical debt hurting your credit? Here are 3 ways to attack it | Clark Howard
Faith-based health care: A viable alternative to traditional health insurance? | Clark Howard
Day care center business owner gets stiffed. Have clients pay upfront – no exceptions
Toyota recalls 3.4M cars over airbag & emissions control issues | Clark Howard
Skip the extended warranties on appliances with these tips | Clark Howard
   Clark does not purchase extended warranties | Clark Howard

 

Tuesday November 1
Solar shingles coming from Tesla | Clark Howard
Gift cards for the holidays could be fool's gold 
New crypto currency Zcash - NOT an investment
It pays to comparison shop this holiday - Black Friday - Clark Deals
The transformation of AutoNation

On the Calls: 
6 ways to eliminate student loan debt from your life | Clark Howard   -  
   These programs can help erase your student loan debt | Clark Howard
5 Best Dishwashers Under $500 - Consumer Reports    -   Stainless Kenmore dishwasher only $195 via Sears - Clark Deals
The "Clark Smart" steps for buying a new car | Clark Howard   -   Costco Auto ¦ Car buying made easy ¦ new vehicles & more!   - 
   Car Prices & Inventory | Savings on New & Used Cars | TrueCar
Index annuities are poison for your pocketbook | Clark Howard   -  
   Thinking about an annuity? Here's why they stink! | Clark Howard
   2 Kinds of Annuities That Actually Make Sense for Your Wallet | Clark Howard   -    Vanguard Managed Payout Fund | Vanguard
   Income Annuity Quote Calculator - ImmediateAnnuities.com

Alternatives to spending yourself into oblivion this Christmas | Clark Howard
   25 great tech gifts under $100 for everyone on your list | Clark Howard
Timely Rent Payments Will Be Factored Into Your Credit Score | Clark Howard  -  Rental Data from Experian RentBureau
Term Life Insurance search | Clark Howard
RFID Credit Cards, Consumer Reports
How much your commute is costing you | Clark Howard
Travel Reward Credit Cards search | Clark Howard
   What is it about the Chase Sapphire Reserve card that has millennials lining up to pay a $450 annual fee? | Clark Howard
Warning: This new text message scam can steal your identity | Clark Howard