The Latest from Clark Howard.

Mentioned in Clark's Videos and TV/Radio Consumer Minutes:

 


Mentioned on the Clark Howard Show:

 

Tuesday Jan. 17
2 game changing companies are making buying life insurance easier than ever
The promise of DirecTV Now is now ClarkRageous. The right way to cancel while protecting your wallet 
Beware No No No Plans
2 Key changes that MUST be part of a redesigned healthcare plan   
39 ways to sell your old stuff for the most cash | Clark Howard

On the Calls: 
How to get the maximum Social Security check | Clark Howard
   SSA.gov - Benefits For Children pdf
Becoming a Landlord: How To Find a Good Tenant | Clark Howard
Starting a Business Search | Clark Howard
Zika Virus | CDC
How to invest using peer-to-peer lending | Clark Howard

Roth IRA - Investment Guide | Clark Howard
How you can save money on dental care | Clark Howard
Real Estate Investment Trust - REIT Definition | Investopedia
ETF Guide | Clark Howard
Roth 401(k) Definition | Investopedia
 

Monday Jan. 16 
(Replay 1-5-17) Clark broadcasts live from  CES
  CES 2017: Clark's favorite new tech! 
  CES: Plezmo, Yumii and Neil the Little Explorer
  
Weird CES exhibits: Bio 3D printers, Wi-Fi lightbulbs and 'radioation-resistant underwear'
  5 coolest gadgest of CES 2017
 

Friday Jan. 13
Hospital choice is literally a matter of life & death
A  ClarkRageous theft by a bank official targeted elderly customers. Special Warning for families 
Update on Clark’s investment experiment with Lending Club & Prosper   
Clark answers his critics on ‘Clark Stinks’
A massive leap forward in food science: Ending the waste of spoiled produce

On the Calls: 
Why paying off PMI should be a top financial priority | Clark Howard
Mortgage Refinance Guide | Clark Howard
5 great reasons not to borrow from your 401(k) | Clark Howard
Business phone systems:  8x8 Business Phone System Best In Class VoIP |  -   Ooma Office
Roth IRA - Clark's Investment Guide | Clark Howard

International Travel Tips: Money, Mobile & Booking | Clark Howard
   Handling your money overseas | Clark Howard
   Bluebird.com - Bluebird named best banking alternative | Clark Howard
HOW TO BUY A USED CAR Search | Clark Howard
 $300 VIN window etching fee a ‘pack’ - The "Clark Smart" steps for buying a new car | Clark Howard
Thinking of dumping your land line? | Clark Howard
How to shop for home security systems | Clark Howard
How to dispute an error on your credit report and win | Clark Howard
If you have proof of payment, take it to the vendor, who can remove the item from collections
 

Thursday Jan. 12
Comfort animal fraud at airports - solutions
Beware this ClarkRagious real estate ponzi scheme
Free pay TV! What's legal - what's not. Decoding Kodi.tv
2 factors raising credit card rates. Pay down balances
Top 10 scams coming after your money! | Clark Howard

On the Calls: 
Key to preventing tax identity theft | Clark Howard
4 simple entry points into home energy savings | Clark Howard
  10 ways to lower your utility bill | Clark Howard
   Heat & Cool Efficiently | ENERGY STAR  -  EnergyStar Heating & Cooling Guide
   Best Central Air Conditioning Buying Guide - Consumer Reports
Best 529 plans to help pay for college | Clark Howard
LOS VEGAS has proximity to the Grand Canyon, Bryce & Zion National Parks.
   Book flight opposite flow: Depart for Vegas on a Sun. or Mon. Return Thurs. or Friday.
   Casinos are generally affordable. See their website calendars for price ranges.
Investment Guide | Clark Howard  -   Vanguard Target Retirement Funds | Vanguard
   ETF Trading Services & Support | Charles Schwab

Avoid establishing a credit history at your own risk-Clark.com
   Secured credit cards | Clark Howard
Longevity insurance is a smart buy at retirement | Clark Howard
Mortgage Refinance Guide | Clark Howard
Credit freeze and thaw guide | Clark Howard
How to choose the best credit card for college students | Clark Howard
Long-term care insurance honor roll | Clark Howard
Math tutoring:   KhanAcademy.orgReflexMath.com

 

Wednesday Jan. 11
FM Radio, obsolescence, and the force of change
Wells Fargo so ClarkRageous we've started a message board. Their latest offense. 
Credit card offers 5% back on all Amazon Prime purchases | Clark Howard
   and the FedEx-Walgreens partnership is a win all around 
Half of young adults spend more of coffee than investing. 
1 in 3 tech workers is underpaid. Longevity bonuses and your negotiating power

On the Calls:
Clark’s Investment Guide --  Investopedia – SEP IRAs Tutorial
American Veterinary Medical Association - Home
   Kroger and Publix sell pet meds at their pharmacy counters – generally generics….
    $4 Generic Meds For Pets | Clark Howard   -   Shelter clinics may offer deals on vaccinations
Best and Worst Airlines for Miles Redemption | Clark Howard
   Airline miles reward cards with high annual fees only make sense for corporate travelers taking at least 2 round-trips a month
   or for those with huge charge volume ( small business ) of $10,000+ a month )
Why people need to shop their credit cards and how to pick the best one for you - Clark Deals
Is foreign currency trading a hit or a miss? | Clark Howard

Home - CES 2017
STARTING A BUSINESS Search | Clark Howard
Cheaper to buy frames and lenses together - EYEGLASSES Search | Clark Howard
Asking for a credit increase can raise your score.
   7 things credit card issuers don't want you to know | Clark Howard
Here’s how easy it was to find unclaimed money in my name | Clark Howard
   Request of ss number is legit at MissingMoney.com  and Unclaimed.org
Beware the British lottery scam - & Part 2:  your counterfeit check to pay a tax bill. BOGUS! -
    7 Senior Scams And How To Combat Them | Clark Howard
Windfall?  Pay off the highest interest debt first.     
When Does a HELOC Make Sense in Your Life? | Clark Howard
   Mortgage Refinance Guide | Clark Howard
   Credit Unions Offer Creative Mortgages To Save You Money | Clark Howard

 

Tuesday Jan. 10 
The nuts and bolts of saving more – with a choice of savings challenges that can work for you  
   Savings challenge: No more _________ in 2017! | Clark Howard
   How much you can save in 2017 by starting with just $1 a week | Clark Howard
   The Penny Challenge: Save nearly $668 this year using spare change | Clark Howard
   How to save $5,000 this year with the 52-week money challenge | Clark Howard
   How to save nearly $7,000 this year with the $5 a week savings challenge | Clark Howard
ClarkRageous 'official' pay cards of colleges and universities - RIP OFF ALERT
January the month for airfare bargains 
Future dentistry taps into self-healing
Call centers know too much - about YOU. 

On the Calls: 
TEEN DRIVER Search | Clark Howard
Car insurance rates: Geico vs. Progressive vs. Amica vs. State Farm | Clark Howard
   2 insurers that offer low prices and great service! | Clark Howard
   Umbrella Insurance Policy Definition | Investopedia
U.S. passport changes coming: What you need to know | Clark Howard
The "Clark Smart" steps for buying a new car | Clark Howard
   HOW TO BUY A CAR Search | Clark Howard  -  No hassle used car buying: Carmax
Credit Karma offering truly free tax filing in 2017 | Clark Howard

HOME RENOVATION Search | Clark Howard
Best 529 plans to help pay for college | Clark Howard
Lending Club & Prosper: How To Bypass the Banks for a Loan | Clark Howard
How to qualify for the new student loan forgiveness program | Clark Howard
           Student Loan Guide | Clark Howard   

 

Monday Jan. 9
Changing retail and the loss of favorite old stores   
   The Limited is closing mall stores across the country | Clark Howard
ClarkRage: Bitcoin's value jump: Investor Beware
T-Mobile is dropping mysterious fees and taxes from your bill | Clark Howard
19 states where workers began the New Year with a higher minimum wage
Debit card fraud is skyrocketing. What to do if your bank doesn't come through

On the calls: 
New ways to pay down your student loan debt | Clark Howard
   How to qualify for the new student loan forgiveness program | Clark Howard
Self-Driving Cars search | Clark Howard
First Time Homebuyers search | Clark Howard
Records, paperwork and old files: What to keep and what to toss! | Clark Howard
Clark Books | Clark Howard
College students are especially vulnerable to ID Theft - Credit freeze and thaw guide | Clark Howard
How To Score a Deal on a Cruise | Clark Howard

SOLAR POWER Search | Clark Howard
Medical Alert device with no monthly fee | Clark Howard
   4 cheap senior medical alert systems | Clark Howard
   Plan for your funeral in advance to save big bucks | Clark Howard
Investing FAQs: How to start saving for retirement right now | Clark Howard
STUDENT LOAN DEBT Search | Clark Howard
5 ways to build your own website on the cheap | Clark Howard
   Use social media as a marketing tool.
                              TEEN DRIVER Search | Clark Howard
Car insurance rates: Geico vs. Progressive vs. Amica vs. State Farm | Clark Howard
 

Thursday & Friday Jan. 5 & 6
Clark broadcasts live from  CES
  CES 2017: Clark's favorite new tech! 
  CES: Plezmo, Yumii and Neil the Little Explorer
 
Weird CES exhibits: Bio 3D printers, Wi-Fi lightbulbs and 'radioation-resistant underwear'
   5 coolest gadgest of CES 2017

Wednesday Jan. 4 
Prize money for innovation
Losing sleep over $150,000 Swedish mattress
Used cars a deal - New ways to buy
Blood pressure apps don't measure up
Free code can turn regular cars into self-driving vehicles | Clark Howard

On the Calls:
International Travel Tips: Money, Mobile & Booking | Clark Howard
HOW TO BUY A HOME Search | Clark Howard
Identity Theft Guide | Clark Howard
  -  Credit freeze and thaw guide | Clark Howard
Trip and Travel Insurance Guide | Clark Howard
Read the fine print on travel insurance- Clark.com

5 things you need to know after any data breach | Clark Howard
What to do when you can't pay your federal taxes | Clark Howard

– Some cases require hiring a tax attorney
Ann – SEO website scam targets and bills businesses
   Drop Dead Letter to Collection Agencies | Clark Howard
AMX Car Rental Insurance Coverage - Premium Car Rental Protection
– doesn’t include liability
   Check with your auto insurer about your coverage, or a rider, for rentals outside the US.
   Travel Booking and Planning Guide | Clark Howard
 

Tuesday Jan. 3
Proof the American dream is alive and well. Meet Justin Wetherill of UbreakiFix
$68M stolen in a ClarkRageous Ponzi scheme. Church affinity fraud
Robotic check out to eliminate lines
Cloud based key duplication kiosks 
Sweden turns trash into cash

On the Calls: 
FREE is better -  Things you never knew you could get from your library | Clark Howard
How to hire the best moving companies | Clark Howard -
   Check with your existing insurer for replacement value coverage with a $250 - 500 deductible.
Safest to report all incidents to your insurance co.  in case an individual claims physical harm later.
    Cars | Accidents | Clark Howard
Is an extended warranty ever worth it? | Clark Howard

Gifted a home – do an appraisal and hire a real estate attorney
   Homes & Real Estate | Buying a Home | Clark Howard
Car wrapping outfit wants driver’s checking account routing number – Scam Alert!
   Car wrapping makes a comeback | Clark Howard
Dangers of putting monthly bills on automatic debit | Clark Howard
How much to save each month to have $1 million in retirement | Clark Howard
    How a 25-year-old making $32,000 a year can retire a millionaire | Clark Howard
Clark's Investment Guide | Clark Howard
TEEN DRIVER Search | Clark Howard
   Car Safety Information - Consumer Reports
Beware scholarship scams. Advice should be free -
   11 best ways to find a college scholarship | Clark Howard
What you need to know about home equity | Clark Howard
Roth IRA rules | Vanguard   -   ETF Trading Services & Support | Charles Schwab

 

Monday Jan. 2 - 2017
(12-9) A new solution for credit card debt: Marcus.com
Scam alert: Fake iPhone shopping apps | Clark Howard
   Report: 1 million Google accounts hacked by new malware | Clark Howard
Mortgage rates and your credit score
(12-12)  Policy regulation involving online sales tax and allowing phone calls on flights
Many 'safe hearing' headphones are not - Best headphones for kids and teens | Clark Howard

On the Calls: 
CAR LOANS Search | Clark Howard
Secured credit cards | Clark Howard

Keyless ignition vehicles targeted in class action lawsuit | Clark Howard
Financial education:  Investing 101: Introduction | Investopedia  /  
   How to Invest -- The Motley Fool  /   Investment Guide | Clark Howard
How to choose the best credit card for college students | Clark Howard
   Authorized user - How a 19 year old got a credit score of 820 | Clark Howard
   5 online banks that totally rock | Clark Howard

Make sure 401ks are with a low cost provider, like Vanguard 
Writing ‘See ID’ on credit cards: 7 credit card myths debunked
   The #1 way to protect yourself from online credit card scammers | Clark Howard  - 
AncestryDNA™ US | DNA Tests for Ethnicity & Genealogy DNA Test  -  23andMe - DNA Genetic Testing & Analysis
    No known privacy issues with above services if self-bought.
Joe reports Amica has arbitration clause for uninsured motorist coverage
Becoming a Landlord: How To Find a Good Tenant | Clark Howard


 

Holiday Best Of Week
Friday Dec. 30
 (12-13) 
Holiday gift and SHIPPING DEADLINES
The #1 mistake people make when switching cell phone carriers | Clark Howard
New FIDUCIARY rules under threat - it's up to you for your retirement
What Chromecast can do  -  Deals.CLARK.com/Google Chromecast for $25 today
Free app provides secure messaging - Clark.com

On the Calls:
Military & Veterans Guide: Free resources for getting your finances in order | Clark Howard
Medicare cards removing Social Security numbers, but it may take a while | Clark Howard
US Cellular – highly rated with a fantastic reputation  Cell Phone Service | Cell Phone Plans | U.S. Cellular
EYEGLASSES Search | Clark Howard

Indexed Universal Life (IUL) policy. NOT Recommended -  Life Insurance | Clark Howard
How to find out the true investment returns on any life insurance policy | Clark Howard
How to shop for term life insurance | Clark Howard
Arbitration option notices out for  - CITI | COSTCO
Ally bank – recommended  5 online banks that totally rock | Clark Howard
CREDIT UNIONS Search | Clark Howard
Retirement Calculators - How much money do I need to retire? | Clark Howard
   Ivestopedia.com/ Monte Carlo Simulation
Garrett Planning Network - Making competent, objective financial advice accessible
Renting a car with your credit card – for someone else – NOT recommended – liability.

Thursday Dec. 29
(10-26)   Afraid to invest? Why you shouldn't be
The ClarkRageous prank of 'rolling coal'. Not cool
Millennials and traditional office equipment - awkward.
(11-15)   Medical advances include 'brain Wi-Fi' to treat paralysis
Roadie offers cheap shipping - new jobs 

On the Calls:
*Be skeptical of social media networks that promise pay to participate in sales.
    Complaints are the IOU’s are never redeemed
 Coverdell accounts offer a way to pay for private school | Clark Howard
Best 529 plans to help pay for college | Clark Howard
Billy –  Debt free and saving for retirement, he can pay off his mortgage. Party!
Rebuilding Credit search | Clark Howard
7 kinds of insurance you can skip buying | Clark Howard  - 
                    Better, broader coverage: Disability insurance
I-bonds Guide | Clark Howard   -   Clark.com/Are-bonds-a-safe-investment?

Don't give your Social Security number at these places! | Clark Howard
   Medical providers may obtain your social from insurance companies anyway. Still withhold it on forms.
‘Pirate boxes’: Unlocked TV boxes + apps & Wi-Fi  are being used to pirate licensed content. This IS stealing.  
   Better: TV and movies: Your free and cheap guide | Clark Howard
How to get free or cheap investment advice | Clark Howard  -  Sample Low Cost Investment Funds | Clark Howard
Vanguard - Health Savings Accounts (HSAs)
3 credit cards with no balance transfer fees and low interest rates | Clark Howard
   Best balance transfer and 0% interest credit cards | Clark Howard
Missing money: 9 ways to find free money | Clark Howard
How to get out of a bad car loan | Clark Howard
Clark.com - Mortgage rates: How to get the best deal
 

Wednesday Dec. 28
(12-14)   American economic inequality is a serious problem, with a ClarkSmart solution  
AT&T agrees to $88 million refund for victims of mobile cramming -Clark.com
Credit Karma offering truly free tax filing in 2017
(11-8) Hey, Verizon customers: 2 ways to cut your wireless bill by 60% to 75%! | Clark Howard
Social media, LinkedIn and your career 

On the Calls: 
Lending circle  Home - MAF- Mission Asset Fund not a pyramid. A potentially viable way to rebuild credit.
How to choose the best credit card for college students | Clark Howard
HOW TO BUILD CREDIT Search | Clark Howard
Acorns - 7 ways to start investing when you only have $100 or less | Clark Howard
Qoins   - This app helps you pay off student loan debt! | Clark Howard
Facebook scams include offers to rent ad space on your profile page. Beware!  

Save for Retirement search | Clark Howard
The #1 reason to stop carrying your Medicare card | Clark Howard
3 credit cards with no balance transfer fees and low interest rates | Clark Howard  -  CreditKarma - Free Credit Score
Small Business Loans search | Clark Howard
15-year vs. 30-year mortgage: Which loan is best for you? | Clark Howard
Clark's Health Savings Account Guide | Clark Howard  -  Vanguard - Health Savings Accounts

 

Tuesday Dec. 27
(11-4)   The nice advantage in life and at work
ClarkRageous bank fees and your alternatives 
A new chance to build credit - Lending Circles
(11-7)   New app lets you buy used textbooks from fellow students | Clark Howard
A very big deal coming to pay TV: DirecTV NOW

On the Calls: 
Buying Life Insurance search | Clark Howard – Accuquote – Insure
You can save using much less toothpaste
A permanent home structure on leased land – a financial disaster waiting to happen.
   The land holders can change the lease terms over time. Own the land your home is on.
New insurance salespeople avoid the term ‘annuity’ - Index annuities are poison for your pocketbook | Clark Howard
    Fixed income annuity contracts have between 60 – 140 pages telling you what they WON’T do.
    Lifetime stream of income is an illusion.    Retirees: Simulate what your $ would look like
    in an immediate or life annuity - Income Annuity Quote Calculator - ImmediateAnnuities.com
    2 Kinds of Annuities That Actually Make Sense for Your Wallet | Clark Howard  -   
     How to find a fee-only financial planner | Clark Howard
   Get quotes also from USAA if a member or from TIAA   Get non-commission expert advice
Federal loan went private in the 1980’s and the math is insane. Have them prove the balance.
   Contact your Congressman’s local constituent’s office for assistance.
Aging parent losing capacity:  Get Power of Attorney.  Guardianship or Conservatorship is a process
   To find a geriatric social worker Home || Aging Life Care Association

Private student loans search | Clark Howard  - Great Rates. Great Benefits l SoFi
Strategies for buying the best washer and dryer | Clark Howard
Long Term Care Insurance Honor Roll | Clark Howard
Level Term Life search | Clark Howard
How to find a fee-only financial planner | Clark Howard
Best low-cost, robo-investment brokers | Clark Howard
A medical debt once satisfied will no longer reflect on your credit score.
   Bad medical debt hurting your credit? Here are 3 ways to attack it | Clark Howard


Monday Dec. 26
(12-12)  Party snacks and holiday weight gain
Was Wells Fargo in cahoots with Prudential Insurance to open bogus life insurance policies? | Clark Howard
Macy’s, JCPenney, Kohl’s and Sears sued for deceptive advertising | Clark Howard
(12-6)Google's Trusted Contacts safety app - 4 apps that could save your life
Republic Wireless offers 6 months of free service, discounted phones.      
   Amazon Prints discount: 60% off cards, calendars and books - Clark Deals   

On the Calls: 
Judge approves Volkswagen emissions settlement | Clark Howard
Best ways to improve your credit score | Clark Howard
MORTGAGE LOANS Search | Clark Howard
Private student loans pose risk of automatic default | Clark Howard  -  Student Loan Guide | Clark Howard
Submit a complaint > Consumer Financial Protection Bureau
SOLAR Search | Clark Howard
Ask Clark: Caller ID spoofing may make it look like you’re calling yourself. Ignore.
Best college credit cards: See Credit Unions and USAA.
   How to choose the best credit card for college students | Clark Howard

The 7 Best Travel Reward Cards | Clark Howard  -  Travel Credit Cards | Airline Credit Cards | - CreditCards.com
Credit Card Tune-Up: Find credit card rewards for your expenses - 2016
Record, Paperwork and File Keeping | Clark Howard
The TargetREDCard – Visa no longer offered.  A type of debit card that Clark actually likes! | Clark Howard
Career Quiz | The Princeton Review  -  10 best college majors that lead to high-paying, satisfying careers | Clark Howard
What you need to know about gold | Clark Howard  -  Clark Howard: How to add gold to your portfolio | Clark Howard
WORK FROM HOME  | Clark Howard
Follow these rules before lending to family and friends | Clark Howard
Vanguard - Vanguard STAR Fund
 

Holiday Best Of Week. 
Friday Dec. 23 
(11-3 Hr.2) Gun safety - the first fingerprint-reading smart gun
Don't fall for fancy appliances. Cheap & reliable gets it done
(11-2 Hr. 2) Plan for your funeral in advance to save big bucks | Clark Howard
Dee-1 is down with ClarkSmart financial empowerment

On the Calls:
Should you take the lump sum settlement or pension? | Clark Howard
Thinking about co-signing on someone’s loan? Heed this warning. | Clark Howard
Annual Credit Report.com   -  Ways to fight back against scavenger debt collectors | Clark Howard
2 Kinds of Annuities That Actually Make Sense for Your Wallet | Clark Howard
Personal Finance & Credit | Bankruptcy | Clark Howard
Top 10 best (and worst) states for retirees | Clark Howard
                 EMPOWERMENT ZONE: -  Gravity | episode 3 - Clark Deals

How to improve your credit after a foreclosure | Clark Howard  -  Secured credit cards | Clark Howard
   Bad medical debt hurting your credit? Here are 3 ways to attack it | Clark Howard
Faith-based health care: A viable alternative to traditional health insurance? | Clark Howard
Day care center business owner gets stiffed. Have clients pay upfront – no exceptions
Toyota recalls 3.4M cars over airbag & emissions control issues | Clark Howard
Skip the extended warranties on appliances with these tips | Clark Howard
   Clark does not purchase extended warranties | Clark Howard
 

Thursday Dec. 22  (12-5 replay) 
Higher gas prices predicted. The real story
Warning: This fake Amazon email will steal your information | Clark Howard
Clark.com/AT&T/DirecTV launch 3 new ways to stream premium video content
Shopper Alert: Third-party resellers jacking up prices on Hatchimals, Nintendo Classic NES
The return of the holiday bonus

On the Calls: 
Sales tax on manufacturer’s instant rebates may be figured on the pre-rebate price.
B&H Photo has high customer satisfaction scores, no sales tax in most states, free shipping..  
   B&H Photo Video Digital Cameras, Photography, Camcorders
Index funds for kids: Exchange Traded Funds - ETFs | Charles Schwab  & Vanguard Total Stock Market ETF
Driving for Uber / Lyft   -  7 things I wish I knew before I started driving for Uber | Clark Howard
Do informational interviews with those in your desired profession
   5 things to ask before a job interview | Clark Howard – Jobs & Military | Clark Howard

Imposter scam rips off $2,000 from unsuspecting grandparents. – Scams targeting the elderly
Facebook fraudulent sites & scams  - Verification sign is blue check mark.
   Red flags: 1 post on a commercial page, and weird url’s indicate a page may be fake.
Hitachi 55" 4K TV for $348 at Sam's Club
Cheapest and easiest ways to do a will | Clark Howard
PRIVACY: Google your name /  number to see what’s out there on you.
     Find the procedure per website to remove your information.
     The US lacks what Europe provides: Europa.eu- THE RIGHT TO BE FORGOTTEN
     Slate.com - We All Have the Right to Be Forgotten
Do you have a hearing problem? This simple phone test will tell you... | Clark Howard
   New technology for the hearing impaired | Clark Howard  -   iHear Medical |
ETF fees & minimums | Vanguard
Clark.com - 2 best insurers

 

Wednesday Dec. 21
12-2 - Food industry follows demand 
US real estate commissions unsustainably high
Free shipping might not be cheaper. Price compare online
12-6 Hr.1  Streamlining the FDA drug approval process
Trip Advisor's FlipKey competes with Airbnb. Buyer Beware! 
Clark's now a peer-to-peer lender
 
On the Calls: 
Why the holidays are the best time to sell a house | Clark Howard
Investopedia - HOAs
Travel Booking and Planning Guide | Clark Howard  -  The #1 rule of cheap travel | Clark Howard
Frequently Asked Questions on Gift Taxes
Creative websites for hiring workers and job hunting | Clark Howard  
   Elance is now Upwork - Hire Freelancers & Get Freelance Jobs Online

How to shop for term life insurance | Clark Howard
Consumerreports.org/ 2016 Tesla Model X Review: Fast and Flawed
   Tesla's Model X SUV gets one big, bad review - Nov. 28, 2016
How much does it actually cost to start a side gig? | Clark Howard
   How to start your own business from scratch | Clark Howard
   LLC (Limited Liability Company) - Start an LLC Online | LegalZoom  -  Form an LLC - Nolo
Can do a simple business as self with no legal structure if you have no chance of getting sued.
AT&T/DirecTV launch 3 new ways to stream premium video content | Clark Howard
   Cable Too Expensive? See Cheaper Ways To Get TV Programming | Clark Howard
   Are you sick of paying a ridiculous pay TV bill every month? | Clark Howard
   6 ways to save on your cable bill | Clark Howard
How to buy a used car | Clark Howard -  4 ways to get a free VIN report | Clark Howard
 

Tuesday Dec. 20 (12-1 replay)
An innovation invitation from Target 
ClarkRageous big banks exploit ATM's to rip you off
The 401K company match
Your car is spying on you
End of year: Charitable giving  -  vacation time

On the Calls: 
Driving for Uber
Reward credit cards 
Get a car loan at a credit union - Are you buying too much car for your budget? | Clark Howard
Trip and Travel Insurance Guide - Clark.com
SEP IRAs: Introduction | Investopedia   /   One-Participant 401(k) Plans
Investment Guide | Clark Howard
Opening a business account – start at a credit union  

Your guide to paying off credit card debt | Clark Howard
   6 ways to tackle your credit card debt | Clark Howard
Buying a used car  
End of life planning - Don’t PAY in advance- Plan
   Plan for your funeral in advance to save big bucks | Clark Howard
Becoming a Landlord: How To Find a Good Tenant | Clark Howard
Checklist: What to discuss with aging parents about finances | Clark Howard

   National Foundation for Credit Counseling
Credit Card Tune-Up: Find credit card rewards for your expenses - 2016
Diversify! - 7 habits of millionaires that you can start applying today | Clark Howard
EMPOWERMENT ZONE        Episode 5 - Dial-a-Carol 
 

Monday Dec. 19 (11-30 replay)
A cheaper hearing aid option - High quality invisible hearing aid for $299 
Telemarketing scam pitches grants and 3rd party Amazon sites
Contactless credit card warning 
App Trims overdraft fees 
Guilt free ice-cream: Halo Top

On the Calls: 
Clark's Investment Guide | Clark Howard   - 
   Lower investment fees can save you thousands of dollars for retirement | Clark Howard
Early Retirement search | Clark Howard
How to choose the best credit card for college students | Clark Howard   -   
   What to do if your credit card application gets rejected | Clark Howard
International Travel Tips: Money, Mobile & Booking | Clark Howard  -  TRAVEL search | Clark Howard
Trains across Europe are more expensive than flights within Europe – Check Ryanair & EasyJet
How to choose and switch to a better bank for you | Clark Howard   -   
   The best banks are not banks at all... | Clark Howard

Should you lease a car during an 'End of the Year' sales event? | Clark Howard
   How to Buy a Used Car search | Clark Howard
Best 529 plans to help pay for college | Clark Howard – You have the flexibility to change beneficiaries
Keep credit reports only until you get your next one.  
   Annual Credit Report.com - Home Page -- CreditKarma-Free Credit Score
AARP alternative  -   AMAC, Inc. The Voice of Americans 50+
Do real estate agents really matter anymore? Clark.com
Heads up: How to avoid the PayPal confirmation scam | Clark Howard -  
   Also beware fake PayPal or bank email saying your account has been compromised.
   Verify through the actual financial sites. Don’t click on links in these emails.
   Credit freeze and thaw guide | Clark Howard
To co-sign or not? 'No sign' is Clark's answer to loan question
Can a company really shrink your tax liability? | Clark Howard
   Here are the best tax firms in every state | Clark Howard

 

Friday Dec. 16
Atom app gets you back into movie theaters
Medical out-of-network bill shock, despite due diligence - UNETHICAL
The printing game continues in court - How you can win by saving
   Epson printer will cost more but save you big over time | Clark Howard
Clark answers his critics on 'Clark Stinks'
Brilliant idea  WaiveCar should catch on

On the Calls: 
Is Paying an Annual Fee on a Credit Card Really Worth It? | Clark Howard
Mortgage Refinance Guide | Clark Howard
How to dispute an error on your credit report and win | Clark Howard
How to lease a home with an option to purchase | Clark Howard
Handling your money overseas | Clark Howard

Pros and cons of reverse mortgages for seniors | Clark Howard
   When Does a HELOC Make Sense in Your Life? | Clark Howard

A tax free nest egg: Roth 401(k) Definition | Investopedia
Everything you need to know about withdrawing money from your 401(k) | Clark Howard

Unsolicited prepaid card in the mail – no law prohibiting this. More investigation needed.
How to get the maximum Social Security check | Clark Howard
   When's the best time to take Social Security? Here's how to find out... | Clark Howard
   Dinkytown.net - Social Security Benefits
 

Thursday Dec. 15
New technology can eliminate laundry duty
DEAL: Norwegian Air - discount flights to Europe
Medical Tourism - a more affordable choice for costly medical care
Upside down car buyers doing risky trade-ins
   Are you buying too much car for your budget? | Clark Howard
Books via text: The Hooked app

On the Calls: 
Consult TripAdvisor before booking a resort vacation.
Why you should never buy third-party extended auto warranties | Clark Howard
   Are extended car warranties worth it? | Clark Howard
National Foundation for Credit CounselingYour guide to paying off credit card debt | Clark Howard
Personal Finance & Credit | Bankruptcy | Clark Howard
Distant landlords should use a rental agency.
STARTING A BUSINESS Search | Clark Howard

Cheap Travel: Check out expat message boards and hostels
   CouchSurfing.com may appeal to low-budget travelers | Clark Howard
Know your rights with debt collectors | Clark Howard
Ask Clark – Online shopping: When prices are NOT posted until checkout,
    it’s usually a discount the retailer hides from manufacturers due to a court ruling.   
Credit checks for employment are ‘soft inquiries’ and do not affect scores
Full coverage or just liability insurance on your auto? | Clark Howard
What's up with travel clubs promising free travel? | Clark Howard
   Why Vacation Clubs are worse than timeshares | Clark Howard
You’re a winner! SCAM – Criminals use ‘sucker lists’ targeting the elderly.
   If you’re asked to pay a fee using a Green Dot card – SCAM.
Ask Clark: Roth IRA Definition | Investopedia  -  Vanguard - Vanguard STAR Fund
Investment Guide | Clark Howard
Why investing with a bank is a big ripoff | Clark Howard

Wednesday Dec. 14
American economic inequality is a serious problem, with a ClarkSmart solution  
AT&T agrees to $88 million refund for victims of mobile cramming -Clark.com
Credit Karma offering truly free tax filing in 2017
Warning! Criminal hackers have cracked the anti-theft codes of newer cars
Free and cheap retirement plan options for small businesses | Clark Howard
   include Bettermentforbusiness.com  and  Forusall.com – 

On the Calls: 
Lending circle  Home - MAF- Mission Asset Fund not a pyramid. A potentially viable way to rebuild credit.
How to choose the best credit card for college students | Clark Howard
HOW TO BUILD CREDIT Search | Clark Howard
Acorns - 7 ways to start investing when you only have $100 or less | Clark Howard
Qoins   - This app helps you pay off student loan debt! | Clark Howard
Facebook scams include offers to rent ad space on your profile page. Beware!  

Upside down homeowner renting house in declining neighborhood. Take the loss. Sell
Retitle car to 18-year-old? Parent would have continued liability. Not recommended.
Clark's Investment Guide | Clark Howard
Mortgage Refinance Guide | Clark Howard
Investopedia.com/Solo 401(k) vs. SEP: Which is Best for Biz Owners?
Robo-investing: Inexpensive way to start saving | Clark Howard
 

Tuesday Dec. 13
Holiday gift and SHIPPING DEADLINES
The #1 mistake people make when switching cell phone carriers | Clark Howard
New FIDUCIARY rules under threat - it's up to you for your retirement
What Chromecast can do  -  Deals.CLARK.com/Google Chromecast for $25 today
Free app provides secure messaging - Clark.com

On the Calls:
Military & Veterans Guide: Free resources for getting your finances in order | Clark Howard
Medicare cards removing Social Security numbers, but it may take a while | Clark Howard
US Cellular – highly rated with a fantastic reputation  Cell Phone Service | Cell Phone Plans | U.S. Cellular
EYEGLASSES Search | Clark Howard

Indexed Universal Life (IUL) policy. NOT Recommended -  Life Insurance | Clark Howard
How to find out the true investment returns on any life insurance policy | Clark Howard
How to shop for term life insurance | Clark Howard
Arbitration option notices out for  - CITI | COSTCO
Ally bank – recommended  5 online banks that totally rock | Clark Howard
CREDIT UNIONS Search | Clark Howard
Retirement Calculators - How much money do I need to retire? | Clark Howard
   Ivestopedia.com/ Monte Carlo Simulation
Garrett Planning Network - Making competent, objective financial advice accessible
Renting a car with your credit card – for someone else – NOT recommended – liability.
 

Monday Dec. 12
Party snacks and holiday weight gain
Was Wells Fargo in cahoots with Prudential Insurance to open bogus life insurance policies? | Clark Howard
Macy’s, JCPenney, Kohl’s and Sears sued for deceptive advertising | Clark Howard
Policy regulation involving online sales tax and allowing phone calls on flights
Many 'safe hearing' headphones are not - Best headphones for kids and teens | Clark Howard

On the Calls: 
Judge approves Volkswagen emissions settlement | Clark Howard
Best ways to improve your credit score | Clark Howard
MORTGAGE LOANS Search | Clark Howard
Private student loans pose risk of automatic default | Clark Howard  -  Student Loan Guide | Clark Howard
Submit a complaint > Consumer Financial Protection Bureau
SOLAR Search | Clark Howard
Ask Clark: Caller ID spoofing may make it look like you’re calling yourself. Ignore.
Best college credit cards: See Credit Unions and USAA.
   How to choose the best credit card for college students | Clark Howard

Make sure 401ks are with a low cost provider, like Vanguard 
Writing ‘See ID’ on credit cards: 7 credit card myths debunked
   The #1 way to protect yourself from online credit card scammers | Clark Howard  - 
AncestryDNA™ US | DNA Tests for Ethnicity & Genealogy DNA Test  -  23andMe - DNA Genetic Testing & Analysis
    No known privacy issues with above services if self-bought.
Joe reports Amica has arbitration clause for uninsured motorist coverage
Becoming a Landlord: How To Find a Good Tenant | Clark Howard
 

Friday Dec. 9
A new solution for credit card debt: Marcus.com
Scam alert: Fake iPhone shopping apps | Clark Howard
   Report: 1 million Google accounts hacked by new malware | Clark Howard
Mortgage rates and your credit score
Clark answers his critics on 'Clark Stinks'
Fast food promotional gimmicks can pick your pocket

On the Calls: 
CAR LOANS Search | Clark Howard
Secured credit cards | Clark Howard

Keyless ignition vehicles targeted in class action lawsuit | Clark Howard
Financial education:  Investing 101: Introduction | Investopedia  /  
   How to Invest -- The Motley Fool  /   Investment Guide | Clark Howard
How to choose the best credit card for college students | Clark Howard
   Authorized user - How a 19 year old got a credit score of 820 | Clark Howard
   5 online banks that totally rock | Clark Howard

New ranking: Best and worst mattress stores | Clark Howard
How to find the best auto repair shops | Clark Howard
2 Kinds of Annuities That Actually Make Sense for Your Wallet | Clark Howard
   Best Providers of Immediate Payout Annuities | Clark Howard
Longevity insurance is a smart buy at retirement | Clark Howard
   Why to consider Long Term Care insurance | Clark Howard
Index annuities are poison for your pocketbook | Clark Howard
Promissory note  investing NOT recommended. -
   Promissory Notes: Not Your Average IOU | Investopedia
Clark's Investment Guide | Clark Howard  -  Roth IRA rules | Vanguard  -  
Target-date retirement funds perfect for 'set it and forget it' investing | Clark Howard
 

Thursday Dec. 8
Auto insurance: Mutual makes the difference
ClarkRageous Wells Fargo arbitration 
Costco vs chain pharmacy Rx pricing
The rebound in home prices - a lesson for investors
Team Clark's Australian adventure - Travel advice

On the Calls: 
How To Score a Deal on a Cruise | Clark Howard
How to make a disposable razor last 12 months! | Clark Howard
NeatDesk: Scanner & Document Organizational Solution - + a back-up external hard drive for a local (non-cloud) storage solution.
   Cloud storage includes Dropbox, Amazon’s version, Google Drive, and you have to trust the cloud service provider is secure.
   Free and easy ways to back up your data with cloud storage | Clark Howard
   How to easily organize all your files and keep them safe | Clark Howard
How to fix errors on a credit report | Clark Howard  -  BBB Online Complaint System | Get Started
EYEGLASSES search | Clark Howard

Scams & Rip-Offs | Ponzi Schemes & Multi-Level Marketing | Clark Howard
CREDIT UNIONS  | Clark Howard

Selling a valuable ring:  Hiring your own graduate gemologist gives you a real sense of the true value and potential buyers.  
   3 ways to get the best deal on a diamond engagement ring | Clark Howard
Business that recover lost assets send out letters offering to get your lost funds for a cut, from 10% to 1/3.
   But you can find it yourself:  9 ways to find free money | Clark Howard
 

Wednesday Dec. 7
Gap health insurance can cover out-of-pocket expenses
Fitbit buys Pebble Smart Watches - no support - 
   Pebble smartwatch maker goes bust: Here's what customers need to know
Parental screen time a real disconnect
Retail tech eliminates check-out lines
BMW locks up car thief - inside the car

On the Calls: 
Homeowner’s insurance:  Use it and lose it. Insurance | Homeowners Insurance | Clark Howard
CAR LEASING search | Clark Howard
Bitcoin as an alternative payment method | Clark Howard
   Bitcoin is NOT an investment | Clark Howard
SOLAR leasing offers not recommended. Better to finance to own….

Home office deduction: 3 tax deductions for people who work from home | Clark Howard
   7 tax credits every homeowner should be aware of | Clark Howard
Why you should never buy third-party extended auto warranties | Clark Howard
DEAL: 25% off Christmas trees at Lowe's TODAY ONLY - Clark Deals
After penalty phase, can move a high cost annuity into another at Investing, Advice, Retirement and Banking | TIAA
Ignore blind solicitations for business loans:   SMALL BUSINESS LOANS Search | Clark Howard
Sharing a bank account with an elderly parent can be risky | Clark Howard
   Checklist: What to discuss with aging parents about finances | Clark Howard
 

Tuesday Dec. 6
Streamlining the FDA drug approval process
Trip Advisor's FlipKey competes with Airbnb. Buyer Beware! 
Clark's now a peer-to-peer lender
Google's Trusted Contacts safety app - 4 apps that could save your life
Republic Wireless offers 6 months of free service, discounted phones.      
   Amazon Prints discount: 60% off cards, calendars and books - Clark Deals   

On the Calls: 
How to shop for term life insurance | Clark Howard
Consumerreports.org/ 2016 Tesla Model X Review: Fast and Flawed
   Tesla's Model X SUV gets one big, bad review - Nov. 28, 2016
How much does it actually cost to start a side gig? | Clark Howard
   How to start your own business from scratch | Clark Howard
   LLC (Limited Liability Company) - Start an LLC Online | LegalZoom  -  Form an LLC - Nolo
Can do a simple business as self with no legal structure if you have no chance of getting sued.
AT&T/DirecTV launch 3 new ways to stream premium video content | Clark Howard
   Cable Too Expensive? See Cheaper Ways To Get TV Programming | Clark Howard
   Are you sick of paying a ridiculous pay TV bill every month? | Clark Howard
   6 ways to save on your cable bill | Clark Howard
How to buy a used car | Clark Howard4 ways to get a free VIN report | Clark Howard

The 7 Best Travel Reward Cards | Clark Howard  -  Travel Credit Cards | Airline Credit Cards | - CreditCards.com
Credit Card Tune-Up: Find credit card rewards for your expenses - 2016
Record, Paperwork and File Keeping | Clark Howard
The TargetREDCard – Visa no longer offered.  A type of debit card that Clark actually likes! | Clark Howard
Career Quiz | The Princeton Review  -  10 best college majors that lead to high-paying, satisfying careers | Clark Howard
What you need to know about gold | Clark Howard  -  Clark Howard: How to add gold to your portfolio | Clark Howard
WORK FROM HOME  | Clark Howard
Follow these rules before lending to family and friends | Clark Howard
Vanguard - Vanguard STAR Fund
 

Monday Dec. 5
Higher gas prices predicted. The real story
Warning: This fake Amazon email will steal your information | Clark Howard
Clark.com/AT&T/DirecTV launch 3 new ways to stream premium video content
Shopper Alert: Third-party resellers jacking up prices on Hatchimals, Nintendo Classic NES
The return of the holiday bonus

On the Calls: 
Sales tax on manufacturer’s instant rebates may be figured on the pre-rebate price.
B&H Photo has high customer satisfaction scores, no sales tax in most states, free shipping..  
   B&H Photo Video Digital Cameras, Photography, Camcorders
Index funds for kids: Exchange Traded Funds - ETFs | Charles Schwab  & Vanguard Total Stock Market ETF
Driving for Uber / Lyft   -  7 things I wish I knew before I started driving for Uber | Clark Howard
Do informational interviews with those in your desired profession
   5 things to ask before a job interview | Clark HowardJobs & Military | Clark Howard

Imposter scam rips off $2,000 from unsuspecting grandparents. – Scams targeting the elderly
Facebook fraudulent sites & scams  - Verification sign is blue check mark.
   Red flags: 1 post on a commercial page, and weird url’s indicate a page may be fake.
Hitachi 55" 4K TV for $348 at Sam's Club
Cheapest and easiest ways to do a will | Clark Howard
PRIVACY: Google your name /  number to see what’s out there on you.
     Find the procedure per website to remove your information.
     The US lacks what Europe provides: Europa.eu- THE RIGHT TO BE FORGOTTEN
     Slate.com - We All Have the Right to Be Forgotten
Do you have a hearing problem? This simple phone test will tell you... | Clark Howard
   New technology for the hearing impaired | Clark Howard  -   iHear Medical |
ETF fees & minimums | Vanguard
Clark.com - 2 best insurers

 

Friday Dec. 2
Food industry follows demand 
US real estate commissions unsustainably high
Free shipping might not be cheaper. Price compare online
Clark answers his critics on 'Clark Stinks'
Legally free eBooks, movies & music, + Amazon Prime

On the Calls: 
Why the holidays are the best time to sell a house | Clark Howard
Investopedia - HOAs
Travel Booking and Planning Guide | Clark Howard  -  The #1 rule of cheap travel | Clark Howard
Frequently Asked Questions on Gift Taxes
Creative websites for hiring workers and job hunting | Clark Howard  
   Elance is now Upwork - Hire Freelancers & Get Freelance Jobs Online

Clark.com/ Save money on merchant-processing fees
National Car Rental may waive drop charges – try different itinerary combinations     
    CAR RENTAL search | Clark Howard
Chex systems bans you from banking - Clark.com/ Who needs banks anyway
  -  How to choose and switch to a better bank for you | Clark Howard
Is Paying an Annual Fee on a Credit Card Really Worth It? | Clark Howard

 

Thursday Dec. 1 
An innovation invitation from Target 
ClarkRageous big banks exploit ATM's to rip you off
The 401K company match
Your car is spying on you
End of year: Charitable giving  -  vacation time

On the Calls: 
Driving for Uber
Reward credit cards
Get a car loan at a credit union - Are you buying too much car for your budget? | Clark Howard
Trip and Travel Insurance Guide - Clark.com
SEP IRAs: Introduction | Investopedia   /   One-Participant 401(k) Plans
Investment Guide | Clark Howard
Opening a business account – start at a credit union  

Your guide to paying off credit card debt | Clark Howard
   6 ways to tackle your credit card debt | Clark Howard
Buying a used car  
End of life planning - Don’t PAY in advance- Plan
   Plan for your funeral in advance to save big bucks | Clark Howard
Becoming a Landlord: How To Find a Good Tenant | Clark Howard
Checklist: What to discuss with aging parents about finances | Clark Howard

   National Foundation for Credit Counseling
Credit Card Tune-Up: Find credit card rewards for your expenses - 2016
Diversify! - 7 habits of millionaires that you can start applying today | Clark Howard

EMPOWERMENT ZONE        Episode 5 - Dial-a-Carol