The Latest from Clark Howard.

Mentioned in Clark's Videos and TV/Radio Consumer Minutes:

 


 

SURVEY SAYS:         

1. Voya financial found 80% surveyed ignored their retirement plans, and almost 40% would rather suffer a wait at the DMV than actually review their plan. Please, just go look.   What could possibly be worse than standing in a line at the Department of Motor Vehicles? - The Washington Post

2. An Experian study finds which cities are the best and worst at managing individual credit. It’s up to each of us to do a better job. 2 key factors: Pay bills on time every month and use very little of your available credit. That makes for a good credit score.
Experian plc - Want a good credit score? Move to Mankato

3. Don’t shop hungry! What to Eat & What to Avoid at the Mall Food Court - Consumer Reports

Mentioned on the Clark Howard Show:

Monday Feb. 20 (Replay 124)
7 great smartphones under $250 | Clark Howard
Western Union agrees to pay $586M after agent helped theives process fraud payments
Amazon enters the auto parts business. How to win the price war
Passports and Visas - Warning
Quicker refunds from tax preparation firms - Legit? 

On the Calls: 
Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
   Pet sitter business advice: Create an advice blog to attack a loyal following and growing customer base
Fresh start credit card programs: Clark.com/ Secured Credit Cards
   What to do if your credit card application gets rejected | Clark Howard
   The L Card offers low interest rates to subprime credit borrowers
Bad medical debt hurting your credit? Here are 3 ways to attack it | Clark Howard
Car insurance rates: Geico vs. Progressive vs. Amica vs. State Farm | Clark Howard
   2 insurers that offer low prices and great service! Clark.com

Why paying off PMI should be a top financial priority | Clark Howard
Square Up - Save Money on Merchant Processing Fees | Clark Howard
Bluebird named best banking alternative-Clark.com
The #1 mistake you're making on your credit card application | Clark Howard

Never use your phone to make a call from a cruise ship.
   Buy their Wi-Fi and use Viber or similar apps
   Using Cell Phones Outside the United States | Clark Howard
Don't make this costly 401(k) mistake in 2017 | Clark Howard

   Open a Roth IRA -    Investment Guide | Clark Howard
2 electric 4-door hatchbacks with very different missions | Clark Howard
New car leasing 101: A plain English explanation | Clark Howard

Same real estate agent for buyer and seller?! Not recommended. Consult a real estate attorney.
   Do real estate agents really matter anymore? | Clark Howard

 

Friday Feb. 17
Fannie Mae's new trended data credit scoring could help you qualify for a mortgage
Why all-the-rage baby wearable devices are ClarkRageous   
The best way to understand and use Better Business Bureau ratings
Clark answers his critics on ‘Clark Stinks’
Clark interviews ingenious young rapper Dee-1 who is on the Money

On the Calls: 
How to shop for term life insurance | Clark Howard
   Here’s everything you should know about term life insurance | Clark Howard
   Umbrella Insurance Policy Definition | Investopedia

Credit freeze and thaw guide | Clark Howard
7 ways to make your kids money-savvy for the future | Clark Howard
5 online banks that totally rock | Clark Howard
Best Savings and Money Market Accounts- Bankrate.com
Should Your 401(k) Be In An Annuity? | Investopedia –  
   Check fee expenses. Generally not recommended!

International Travel Tips: Money, Mobile & Booking | Clark Howard
Cash-Value Life Insurance Definition | Investopedia – not investing and not recommended.
   Stick to 401ks and Roth IRA’s - Investment Guide | Clark Howard
 

Thursday Feb. 16 
Clark.com -Car rental junk fees 
The ClarkRageous fear mongering pitch for 26(f) programs  
Healthcare reform: Direct primary care is a move in the right direction
SAVE MORE on cleaning supplies - 
   How to make liquid soap from leftover bar soap | Clark Howard
   Putting the Dollar Tree cleaner 'LA's Totally Awesome' to the test! | Clark Howard
Smart eyeglasses: A breakthrough in vision care

On the Calls:
Why you should never buy third-party extended auto warranties | Clark Howard
   10 cars that will almost certainly last 200,000 miles | Clark Howard
PAYING OFF CREDIT CARD DEBT Search | Clark Howard
How to qualify for student loan forgiveness | Clark Howard
How to Prevent Medical ID Theft | Clark Howard
    Never give a medical practice your driver’s license. Your DL protects them, not you.
                  Use Global Entry ID or some other alternative to minimize risk.
   Clark.com/10 worst places to give your social-security-number
Handling your money overseas | Clark Howard
    USAA Youth Savings and Checking Accounts | USAA
    Custodial Savings Account: Schwab Brokerage: Custodial Account
What you need to know about home equity | Clark Howard
To finance a pool installation: A heloc or home equity loan may be preferable to financing via the contractor
   7 things to know before starting a home renovation project | Clark Howard

Clark.com/Get a better deal on your next car rental
How to become a travel agent: Go to an independent travel school and affiliate yourself
   with a real traditional agency vs. online programs.
AnnualCreditReport.com   -    Free Credit Score & Free Credit Reports With Monitoring | Credit Karma
BUILDING YOUR EMERGENCY FUND  | Clark Howard
Becoming a Landlord: How To Find a Good Tenant | Clark Howard
Finish your bachelor’s degree before joining the military if possible
   Military & Veterans Guide: Free resources for getting your finances in order | Clark Howard
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
   Top 25 work-from-home companies for 2017 | Clark Howard
Frequently Asked Questions on Gift Taxes
 

Wednesday Feb. 15
Small changes can offset inflation in a big way
   Clark.com/ Consumer prices jump to highest level in 4 years
ClarkRageous price hikes on vital medications must stop. One law is in the way... 
Driverless drone taxis may take flight by this summer | Clark Howard
This will be the cheapest summer for travel to Europe 15 years.
   Clark Howard's National Travel Deals - Updated Daily | Clark Howard     
   Cheap International Flights – Scott's Cheap Flights.  
New student loan rates are historically low. But AVOID the debt    
           Fidelity Labs Student Loan Debt Tool
Clark.com/ Millennials really are the worst drivers

On the Calls: 
Clark.com/How to get the maximum Social Security check
Spousal IRA Definition | Investopedia
How to create a budget, track your spending and reach your goals | Clark Howard
          SmartReceipts       -        Google- Expense account apps
How To Score a Deal on a Cruise | Clark Howard
SEP IRAs: Introduction | Investopedia
NAPFA & Garrett - How to find a fee-only financial planner | Clark Howard

Lip-sync error: Causes, solutions - CNET
  Team Clark will investigate reported lip-sync issues with SlingTV.
  Reddit:    Anyone else having audio sync issues? : slingtv
CreditCardTuneup
   -   Free Credit Score & Free Credit Reports With Monitoring | Credit Karma
STUDENT LOANS search | Clark Howard
Get the best deal on foreign currency exchange | Clark Howard

   Online Checking Account with Free Checks and ATM Fee Rebates | Schwab Bank

 

Tuesday Feb. 14
Hackers crack ATM apps. Withdrawal pains & what to do
SiZational Cell Deals: Get a free iPhone 7 with Verizon's new unlimited plan | Clark Howard
           Sprint offers 5 unlimited lines for $18 each | Clark Deals
International travel & your rights at re-entry: Immigration & Customs
The Magic Kingdom raises the cost of admission again! | Clark Howard
Work the shakeup in the grocery business to SAVE MORE
    Secret Aldi savings trick you probably haven't tried | Clark Howard

On the Calls: 
Free Credit Monitoring | Credit Karma   -   CreditSESAME - Guide: How to Fix Your Credit
Dun & Bradstreet | Grow Relationships Through Data
Business VOIP phone service:  Packet 8 Hosted VoIP -Communications & Collaboration Solutions
       Ooma Office | VoIP Small Business Phone System.
5 ways to keep your financial information safer from hackers | Clark Howard
    Set up a separate gmail account just for financials that doesn’t tie into the rest of your life…..
Clark.com/ Car leasing 101
Is a Biweekly Mortgage Plan a Good Idea? | Clark Howard
   6 Steps To Pay Off Your Mortgage Early | Clark Howard

Find a Doctor – Doctor Reviews & Ratings | Book Online Instantly – Zocdoc
4 Ways To Get the Best Deal on a Mortgage | Clark Howard
HSA - HEALTH SAVINGS ACCOUTS search | Clark Howard
Vanguard - Health Savings Accounts (HSAs)
Follow these rules before lending to family and friends | Clark Howard

  NFCC-  Your guide to paying off credit card debt | Clark Howard
Credit freeze and thaw guide | Clark Howard

 

Monday Feb. 13
Clark.com/Verizon is finally offering a true unlimited plan
Beware professional for-profit fund raisers: Do's and don'ts of donating .
Cyber insurance is essential protection for small business
Clark's list of recommended fiduciary brokers | Clark Howard
Amazon targets underwear for its next price war

On the Calls: 
International Travel Tips: Money, Mobile & Booking | Clark Howard
Clark.com/target-date-retirement-funds
Are Bonds a Safe Investment for You? | Clark Howard
Top 25 work-from-home companies for 2017 | Clark Howard
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
Tips for first-time homebuyers | Clark Howard
Clark.com/ Free Credit Report Guide
  -    CreditSesame-Guide: How to Fix Your Credit-
Best auto insurance companies | Clark Howard
   Insurance based on mileage is part of the future equation. 

PCmag.com/  The Best Website Builders of 2017
Free state and federal tax filing options for 2017 | Clark Howard
How to bring an old laptop back to life for free | Clark Howard

TDF Membership | Discounted Broadway Tickets Online | Theatre Development Fund – TDF
   TodayTix | Theater Tickets to Musicals, Plays, Broadway Shows, More
        Discount Broadway Tickets - Save up to 50% off Broadway Shows
Restaurant guests sour on Ziosk's "touch it and you're charged" payment systems
CFPB.gov - The Credit Card Act   -   How the Credit CARD Act of 2009 Affects You | Credit.com
Clark.com/ Student credit card offers: Should you apply?

 

Friday Feb. 10
Money saving TAX strategies 
      Free state and federal tax filing options for 2017 | Clark Howard
      This tool calculates how the Trump tax plan will impact you-Clark.com
      Little-known tip that can reduce your tax bill by over $1,000 | Clark Howard
Wells Fargo ClarkRage number 6: the Cover-up
Fast action to fight a medical claim 
   How a medical billing advocate can significantly reduce your costs | Clark Howard
Clark answers his critics on 'Clark Stinks'
Affordable standing desks for all ages

On the Calls: 
The Risks Of Real Estate Sector Funds | Investopedia
How to shop for a home security system | Clark Howard
Buying a home? Here are 9 costly mortgage mistakes to avoid | Clark Howard
Avoid the #1 mistake that car buyers make | Clark Howard
   4 reasons to buy a car with cash | Clark Howard
5 credit card myths that could harm your credit score | Clark Howard
BUYING A CAR search | Clark Howard
How to dispute an error on your credit report and win | Clark Howard
   AnnualCreditReport.com              CreditKarma.com
TV buying guide | Clark Howard
4 Retirement Planning Tips For Women | Clark Howard
    Investment Guide | Clark Howard

Handling your money overseas | Clark Howard
   11 fees you should never pay | Clark Howard
9 ways to pay for college without student loans | Clark Howard
Index annuities are poison for your pocketbook | Clark Howard
Target-date retirement funds perfect for 'set it and forget it' investing | Clark Howard
How to find a fee-only financial planner | Clark Howard
15-year vs. 30-year mortgage: Which loan is best for you? | Clark Howard
   How I paid off my $86,000 mortgage in 2 years | Clark Howard
 

Thursday Feb. 9
Your privacy online: Google and Microsoft dashboards
     Google is recording your voice: How to listen to (and delete) the files | Clark Howard
     How to see everything Google knows about you | Clark Howard
ClarkRage: $81M ripped off in ticket scalping Ponzi scheme
Warning labels could use a ClarkSmart restart
Banks vs. Mint and your money control 
Dirty Jobs host Mike Rowe is Clark’s special guest with a mission: Narrowing the skills gap

On the Calls: 
Index annuities are poison for your pocketbook | Clark Howard
    Custodial Savings Account: Schwab Brokerage: Custodial Account
            These accounts will impact the ability to get financial aid.
Credit freeze and thaw guide | Clark Howard – No credit card monitoring needed.
   Does not eliminate credit card fraud,  but there are protections in place for that.
How to invest in rental properties: 8 real estate factors to consider | Clark Howard
401k search | Clark Howard
Private school consultants can evaluate a child and guide parents
Get your pupillary distance (PD)  during an eye exam EYEGLASSES Search | Clark Howard

How to make a disposable razor last 12 months! | Clark Howard
Louise wants to sell tickets to a community concert online…. 
   Brown Paper Tickets - The fair-trade ticketing company
9 things to ask before selling your home | Clark Howard
Credit freeze and thaw guide | Clark Howard
WEDDING PLANNIG Search | Clark Howard
 

Wednesday Feb. 8 
Prepare for impending inflation
Settlement rip offs target 911 heroes. 
Clark’s TV bundle will cut your cable or satellite bill in half! | Clark Howard
New Facebook feature allows users to ask for and provide help during a crisis | Clark Howard
Top 10 places to shop for an affordable hearing aid | Clark Howard

On the Calls: 
The Final Draft of Europe's "Right to Be Forgotten" Law | Center for Internet and Society
    How to delete yourself from the Internet - CNET – will only help at the margins.
GOING TO DISNEY search | Clark Howard
How to avoid the #1 mistake that condo buyers make | Clark Howard
Premium Grass-fed, Grass-finished Beef on Crowd Cow
Amazon.com: Lookout Security & Antivirus (Kindle): Appstore for Android

Mortgage Refinance Guide | Clark Howard
   Make any home improvements last year? You could get a tax break | Clark Howard
Should you close a paid-off credit card? | Clark Howard
   5 surprising things that can impact your credit | Clark Howard
Investopedia.com/Sprint will needs lots of cash to acquire T-Mobile
Community College – SAVE ON COLLEGE – Clark.com
 

Tuesday Feb. 7
The thrill of saving money, the agony of defeat: Clark goes to the Super Bowl. 
South Dakota politicians ClarkRageously defy the will of the people for reform
The fiduciary standard is money in your retirement account. What to know.... 
Generous heart, frugal wallet: Saving on Valentine's Day purchases
The electronic spies in your house: Protecting your privacy
  Your smart TV may be spying on you: Here's how to stop it! | Clark Howard
  Could what your Amazon Alexa overhears be used against you? | Clark Howard

On the Calls: 
Custodial Account Definition | Investopedia   -   Trust Definition | Investopedia
Wealth Management from SoFi | Invest Your First $10,000 for Free
2016 Standard Mileage Rates for Business, Medical and Moving Announced
   15 red flags that will get you audited by the IRS | Clark Howard
TIMESHARES 

How to shop for term life insurance | Clark Howard
Is using public Wi-Fi a security risk? | Clark Howard

   Filing Your Taxes On A Public Library Hotspot Could End Up Costing You Plenty – Private WiFi
Google’s Project Fi  uses metered data. Need to be a light to moderate user for PF to pay off
Auto insurance: How to shop for a new policy in 2017 | Clark Howard
Best 529 plans to help pay for college | Clark Howard

   College Savings Plans | College Tuition Funding | Florida Prepaid
SOLAR POWER Search | Clark Howard
Cars | Hybrids & Alternative Cars | Clark Howard
11 best ways to find a college scholarship | Clark Howard

 

Monday Feb. 6  (Best of 1/17) 
2 game changing companies are making buying life insurance easier than ever
Clark's take: Here's why I canceled DirecTV Now
Beware No No No Plans
2 Key changes that MUST be part of a redesigned healthcare plan   
39 ways to sell your old stuff for the most cash | Clark Howard

On the Calls: 
How to get the maximum Social Security check | Clark Howard
   SSA.gov - Benefits For Children pdf
Becoming a Landlord: How To Find a Good Tenant | Clark Howard
Starting a Business Search | Clark Howard
Zika Virus | CDC
How to invest using peer-to-peer lending | Clark Howard

Roth IRA - Investment Guide | Clark Howard
How you can save money on dental care | Clark Howard
Real Estate Investment Trust - REIT Definition | Investopedia
ETF Guide | Clark Howard
Roth 401(k) Definition | Investopedia

 

Friday Feb. 3
The revolution in 3D printing is reinventing the wheelchair
A ClarkRageous banker names his ill-gotten yacht  after the rip off that paid for it
   Opt out of overdraft 'protection'
The cow you know: a new way to buy beef
Clark answers his critics on 'Clark Stinks' 
Clark takes solving traffic jams to the next level

On the Calls: 
Sites touting huge discounts - ipad for $20 - do not compute. CH believes all those sites are illegal games of chance -  
   a form of gambling. Many compete by bidding. Only one person will win. Don't count on scoring for pennies on the dollar.
Why you need to turn paper statements back on - Clark.com
   Why you need to print out your e-statements - Clark.com
  OK  to download and backup to hard drive - but most people don't get that done.
Pretexting - ​5 things you need to know after any data breach-Clark.com​
Straight Talk's cheap landline home phone service-Clark.com​
Nissan Leaf incentives    -     Clark reviews his Nissan Leaf
Print media plagued by subscription scams - Clark.com
   Scam artists may  pretend to be collections. Search magazine sales scams.
   Collections: After  1st contact comes the 5 day  letter demanding  payment -
    On the back is a procedure to dispute the validity of the debt.
New free app resolves customer service issues for you! | Clark Howard
How can you get an interest rate lowered or late fees waived? Just ask! | Clark Howard
Dana’s advice – Ask your cell provider for the better deal offered to new customers.
   Go up the food chain.  Broken appliances – damage? Contact the manufacturer.

Becoming a landlord: How to find a good tenant-Clark.com
Just say no to life insurance being pitched as college savings-Clark.com
Life insurance provides replacement of income for survivors’ in the case of your untimely demise.
   But life insurance as an investment is almost always a poor choice due to commissions and ongoing embedded expenses.   
  Roth IRA - Clark's Investment Guide | Clark Howard
  Best 529 plans to help pay for college
Trouble finding missing money? Try using your last name as your first and first as last.
Find and claim missing money for free    -    FHA Refund Guide/Unclaimed Money
Robin missed 1st leg of itinerary - everything got canceled + 2 change fees totaling $300. Rip off.
  Contact the Secretary of State office or State Corporate Commission website to  find registered agent for the airline.
      Write a letter requesting a refund. 10 days later, no response, then go to small claims court. 

 

Thursday Feb. 2 
Real estate commissions going down
Uber pays restitution for false salary claims 
Tool libraries and Repair Cafe's to fix what's broken
Produce price code stickers will not be missed
             SURVEY SAYS 
Unbought and un-bossed - Clark radio and Clark.com advertising

On the Calls: 
Cell phone cameras help document rental car damage | Clark Howard
   How to avoid undeserved rental car damage fees | Clark Howard
Credit freeze and thaw guide | Clark Howard

 Credit Card Tune-Up: Find credit card rewards for your expenses - 2017
      The best reward credit cards-Clark.com  -  Clark's 5 Favorite Credit Cards | Clark Howard
Best 529 plans to help pay for college | Clark Howard
The "Clark Smart" steps for buying a new car | Clark Howard
SCORE | Free Small Business Advice

Auto insurance soft credit inquires unaffected by credit freeze
A new warning for Airbnb users | Clark Howard
   7 lessons I learned as an Airbnb host | Clark Howard

Identity Theft Guide | Clark Howard
TIMESHARE search | Clark Howard  -  Timeshare Users Group – Tug2.net
Mint - 26 free apps to help you keep your New Year's resolutions | Clark Howard
#1 secret to get a satisfactory resolution to your auto insurance claim | Clark Howard
   Auto insurance: How to shop for a new policy in 2017 | Clark Howard
Viber   -   15 tips and apps to make your travels cheaper and easier | Clark Howard

 

Wednesday Feb. 1
Merrill Lynch is changing its tune - a win for consumers
Beware the Facebook customer no-service scam
Video: Delft Hyperloop will take you from Amsterdam to Paris in 30 minutes | Clark Howard
Free & affordable solutions for your continuing education & training
   Udemy online courses for $15 | Clark Deals         
   Want to brag about your Harvard Education? Now you can for free! | Clark Howard    
Don't use a debit card to shop online - How to prevent credit card fraud from happening to you | Clark Howard

On the Calls:
Umbrella Insurance Policy Definition | Investopedia
Bitcoin is NOT an investment | Clark Howard

Studentloans.gov  -   How to qualify for student loan forgiveness | Clark Howard
9 things to ask before selling your home | Clark Howard
Owner's title insurance: What is it and when do you need it? | Clark Howard
Why co-signing a loan can be bad on almost every financial level | Clark Howard
   6 reasons to think twice about co-signing a loan-Clark.com
      Thinking about co-signing on someone’s loan? Heed this warning. | Clark Howard

Are you buying too much car for your budget? | Clark Howard
TIMESHARE search | Clark Howard  -  Timeshare Users Group – Tug2.net
Costco Visa feature -  FAQ - Citi® Price Rewind Frequently Asked Questions - Citi.com
    Must register purchases. Can shop for quality and worry about the price later…..
Warning: If you get this phone call, do not answer 'yes' | Clark Howard
Warning: This Netflix email requesting your info is a scam that will steal your money | Clark Howard
Keep these tips in mind when financing an automobile | Clark Howard
4 Ways To Get the Best Deal on a Mortgage | Clark Howard

 

Tuesday Jan. 31
Walmart's free 2-day shipping: 5 things you need to know | Clark Howard
This iPhone scam is tricking people into handing over their Apple ID and password - Clark.com
Battery Breakthrough: Cheaper, more reliable power is on the way-   
The best Super Bowl TV deals to upgrade your big screen for the Big Game | Clark Deals
Hotel electronic key hacking & you personal vulnerability to hackers

On the Calls: 
Plan for your funeral in advance to save big bucks | Clark Howard
Best reward credit cards - Clark.com

Roxy going to Mexico – Clark on travel in a culture of fear:  
   Clark addresses the Paris terror attacks | Clark Howard
Open a Roth IRA - Investment Guide | Clark Howard
Are Home Warranties Worth the Money? | Clark Howard
   The one time to buy a home warranty | Clark Howard
Secured credit cards | Clark Howard

How to save for retirement when you're off to a late start | Clark Howard
   It's never too late to start saving for retirement | Clark Howard
Cheap Ways To Get Airfare You Need To Know About! | Clark Howard
Snowbirds should rent only to get to know the area and surrounding options.
Kodi vs. Roku – Roku controls what programming can go on its device – legal and copyright compliant.
   Kodi  is open source – not illegal, but a platform for pirates stealing content to sell access
      through the Kodi media player, along with legal content.
10 ways to watch awesome TV without a cable bill - Clark.com

 

Monday Jan. 30
The immigration travel ban's effect on your wallet
Warning: If you get this phone call do not answer 'yes' -Clark.com
   Hiya app - App alerts you when a scammer is calling- Clark.com
Robotic baristas to take on demand for specialty brews
In Healthcare: a crucial deadline and good news for small business
Lost resolutions needn't be lost $ - Don’t get weighed down by a gym contract | Clark Howard

On the Calls: 
TIMESHARES -search | Clark Howard
When should you use a travel agent? | Clark Howard
    International Travel Tips: Money, Mobile & Booking | Clark Howard
HYBIRD CARS Search | Clark Howard  -  
   Are extended car warranties worth it?  Clark.com
9 Places You Should Never Use A Debit Card | Clark Howard
    CAR RENTAL Search | Clark Howard

4 easy ways to boost your 401(k) savings | Clark Howard
5 ways being an Airbnb host can cost you money | Clark Howard

   7 lessons I learned as an Airbnb host- Clark.com
CreditSesame & CreditKarma recommended and FREE
   Dedicated financial computer only for banking, brokerage and bill-pay
       5 ways to stay safe when doing online banking | Clark Howard
       Credit card protection policies: Are they worth the money? | Clark Howard
Medicare cards removing Social Security numbers, but it may take a while | Clark Howard
Highest Money Market Account Rates - Savings Interest Rates - Bankrate.com
How Long-Term Care Riders on Life Insurance Work | Investopedia
   2 Kinds of Annuities That Actually Make Sense for Your Wallet | Clark Howard
If having life insurance is not important to you > Long-term care insurance honor roll | Clark Howard
 

Friday Jan. 27
Automation and your livelihood  
Debt collector mayhem continues. Know your rights
Many cafés are pulling free Wi-Fi. Why that may be better for you…   
Clark answers his critics on ‘Clark Stinks’
Mattress matters: How much must you pay for a good night's sleep?

On the Calls: 
Investment Guide | Clark Howard
NET10 Wireless

Buying a car | A step-by-step guide to everything you need to know | Clark Deals
   For specialty sports cars, seek out local car clubs for desired make.
IMPROVE YOUR CREDIT SCORE Search | Clark Howard
Landlord protection: Limited Liability Company - LLC Definition | Investopedia
   Umbrella Insurance Policy Definition | Investopedia

FIRST TIME HOME BUYER search | Clark Howard
If you have excess of $3M net worth, don’t buy long-term care insurance.
 Those with no assets will be eligible under Medicaid.  For those in between,
           all you have is at risk for in home or nursing home care.
Why to consider Long Term Care insurance | Clark Howard
   All the rage now: Life ins with a rider for long-term care.  These carry heavy fees.
   Get quotes from these 2 companies: MassMutual - long-term care  -  
    Long-Term Care Insurance & Solutions | Northwestern Mutual
    for traditional long-term care insurance with inflation protection and no caps.
SOLAR POWER search | Clark Howard
RFID card protectors may be useful IF you have a contactless card
 

Thursday Jan. 26
The retail truth behind Target's bulk pricing
ClarkRage: Chase adds insult to injury. Big bank busted
Clark looks inward with  AncestryDNA and 23andMe      
The skills gap, college, and potential income. How important is a college education?  
A work-life balance experiment in Sweden: The findings are in 

On the Calls: 
Living And Death Benefit Riders: How Do They Work? | Investopedia
    LIFE INSURANCE Search | Clark Howard
How to find the lowest prices on textbooks | Clark Howard

   Going to college: Your guide to campus life and money | Clark Howard
   9 ways to save on college textbooks | Clark Howard
9 ways college students can live on the cheap | Clark Howard
MASHABLE App Builders: 10 Excellent Platforms for Building Mobile Apps

      For learning to analyze and purchase or sell individual stocks joining a good investment club
​       can be educational. Find a local club with small dues & monthly meetings.  
       Investment partnerships - sometimes called clubs - not recommended.
How to qualify for student loan forgiveness | Clark Howard
   This app helps you pay off student loan debt! | Clark Howard

MLM vs. Pyramid schemes. Know the difference | Clark Howard
Buy or rent? The new view of the American Dream | Clark Howard

   Parents in their 80’s moving near kids. RENT – do not buy.
Clark's Investment Guide | Clark Howard – START YOUNG -
   Retirement assets are not considered when calculating for financial aid.
   How Do You Teach Kids About Money? | Clark Howard
Credit freeze and thaw guide | Clark Howard
-  with credit freeze – no monitoring needed.
AFFORDABLE WEDDINGS Search | Clark Howard
Credit Score Guide | Clark Howard
     AnnualCreditReport.com/
Authorized credit card use: How a 19 year old got a credit score of 820 | Clark Howard
2 ways to guarantee yourself a lifetime stream of income | Clark Howard
SOLAR POWER Search | Clark Howard
How to choose and switch to a better bank for you | Clark Howard
   The best banks are not banks at all... | Clark Howard

 

Wednesday Jan. 25
Verizon says you don't need unlimited data. Data shows you do. Cellular news & advice
How small business owners get ripped off on loans, and an alternative.
Travel bargains today include: - Save big on JetBlue fares,  Check out these $20 one-way fares!,
   Southwest Airlines fares starting at $49 one-way | Clark Deals    
Walmart and Ford have new car buying programs. A trend continues.... 
The Dow's record high is snooze news. Be a 'turtle' investor

On the Calls: 
$5 monthly price hike on tap for longtime AT&T unlimited data customers | Clark Howard
Protect your child from identity theft | Clark Howard
   How a 19 year old got a credit score of 820 | Clark Howard
International Travel Tips: Money, Mobile & Booking | Clark Howard
   Travel Booking and Planning Guide | Clark Howard
   Trip and Travel Insurance Guide | Clark Howard
CAR LOANS search | Clark Howard
Contact lenses - COSTCO - Contact Lenses
How to know if your eye doctor is breaking the law (and costing you extra money) | Clark Howard
GoodRx vs. LowestMed: Which app saves you the most money on prescription drugs? | Clark Howard

What is it about the Chase Sapphire Reserve card that has millennials lining up to pay a $450 annual fee? | Clark Howard 
    Credit Card Tune-Up: Find credit card rewards for your expenses - 2017
Know your rights with debt collectors | Clark Howard
Stash puts the power of investing in the palm of your hand | Clark Howard
   Acorns - 7 ways to start investing when you only have $100 or less | Clark Howard
These are the best cell phone plans and deals out there | Clark Howard
TracFone Wireless | Prepaid Cell Phone | Pay As You Go | No Contract Cell Phone
  Hey, Verizon customers: 2 ways to cut your wireless bill by 60% to 75%! | Clark Howard
USAA bank is one of the top banks in the country. Recommended. An honorary credit union
   5 online banks that totally rock | Clark Howard
How to choose the best credit card for college students | Clark Howard
   Credit Score Guide | Clark Howard
86% of renters can't afford to buy a home: Here's how you can prepare | Clark Howard
  Buy or rent? The new view of the American Dream | Clark Howard
What are the main differences between a Simplified Employee Pension (SEP) IRA and a Simple IRA? | Investopedia
   Vanguard - Retirement FAQs - IRAs
 

Tuesday Jan. 24
7 great smartphones under $250 | Clark Howard
Western Union agrees to pay $586M after agent helped theives process fraud payments
Amazon enters the auto parts business. How to win the price war
Passports and Visas - Warning
Quicker refunds from tax preparation firms - Legit? 
 

On the Calls: 
Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
   Pet sitter business advice: Create an advice blog to attack a loyal following and growing customer base
Fresh start credit card programs: Clark.com/ Secured Credit Cards
   What to do if your credit card application gets rejected | Clark Howard
   The L Card offers low interest rates to subprime credit borrowers
Bad medical debt hurting your credit? Here are 3 ways to attack it | Clark Howard
Car insurance rates: Geico vs. Progressive vs. Amica vs. State Farm | Clark Howard
   2 insurers that offer low prices and great service! Clark.com

Why paying off PMI should be a top financial priority | Clark Howard
Square Up - Save Money on Merchant Processing Fees | Clark Howard
Bluebird named best banking alternative-Clark.com
The #1 mistake you're making on your credit card application | Clark Howard

Never use your phone to make a call from a cruise ship.
   Buy their Wi-Fi and use Viber or similar apps
   Using Cell Phones Outside the United States | Clark Howard
Don't make this costly 401(k) mistake in 2017 | Clark Howard

   Open a Roth IRA -    Investment Guide | Clark Howard
2 electric 4-door hatchbacks with very different missions | Clark Howard
New car leasing 101: A plain English explanation | Clark Howard

Same real estate agent for buyer and seller?! Not recommended. Consult a real estate attorney.
   Do real estate agents really matter anymore? | Clark Howard
 

Monday Jan. 23
Free state and federal tax filing options for 2017-ClarkHoward
     & Why your tax refund will probably be late this year | Clark Howard
Warning: This is not the utility company calling you! | Clark Howard
RIP OFF ALERT! The nation’s largest student loan server stands accused -  
        How to handle student loans so you don’t get cheated
Are you buying too much car for your budget? | Clark Howard
The true role of trade, and 3 areas of responsibility for bringing back jobs

On the Calls: 
graduate gemologist: Investopedia.com
Verify suspicious travel site deals on reputable sites. Search the sites name with the word ‘rip off’
   Don't be scammed by a fake hotel booking site | Clark Howard
Working while in school – check out the school’s career center
   How to get an apprenticeship and avoid student loan debt | Clark Howard
Hard Skills List & Examples | Difference From Soft Skills
  Search for tips on informational interviews.
Acorns  -  7 ways to start investing when you only have $100 or less | Clark Howard
Arbitration Clause in Consumer Contracts - Consumer Reports
Generally, consumers are best served by credit unions. Small business by a small local bank
How to choose and switch to a better bank for you | Clark Howard

World's first self-driving car insurance policy becomes a reality | Clark Howard
   Trend will be away from car ownership to paying per ride for autonomous vehicles
Identity Theft Guide | Clark Howard   -    Free Credit Monitoring | Credit Karma
   Credit freeze and thaw guide | Clark Howard
The best place to find seats for any event | Clark Howard
Ways to reduce your chance of tax return identity theft | Clark Howard
   Why your tax refund will probably be late this year | Clark Howard
 

Friday Jan. 20
New Carnival Cruise technology improves your experience 
Consumer Reports found dating sites and apps to be ClarkRageous     
A great new tool for flexible shift workers   
Clark answers his critics on ‘Clark Stinks’
Buy or rent? The new view of the American Dream | Clark Howard

On the Calls: 
FUEL ECONOMY Search | Clark Howard
Beware the sweepstakes/counterfeit check scam - Top 10 scams coming after your money! | Clark Howard
Resources for Individuals with Disabilities - Association of People Supporting EmploymentFirst
Scam alert: Is that job posting real? | Clark Howard 
Borrowing from your 401(k) could cost you! | Clark Howard
The easy way to pay off your credit card debt in a quarter of the time | Clark Howard
Do I need car rental insurance? | Clark Howard
Credit freeze and thaw guide | Clark Howard
The best way to insure your jewelry from loss or theft | Clark Howard
   12 things your homeowners insurance probably doesn't cover | Clark Howard

Best and Worst Airlines for Miles Redemption | Clark Howard
When You Should Take the Lump Sum Over the Pension | Clark Howard
Vacation Home Or Income-Producing Investment?
   Vacation Homes: Deal or No Deal?
International Travel Tips: Money, Mobile & Booking | Clark Howard

 

Thursday Jan. 19
 A money message for millennials and Gen Xers - You're 2/3rds of the way there... 
The  ClarkRage of timeshares – and a timeshare scam     
The best place to buy eyeglasses, for price AND service
Your computer & mobile devices have become valuable for finding medical & service pros
A new opportunity for road travelers to save big on hotels 

On the Calls: 
Do real estate agents really matter anymore? | Clark Howard
To work in real estate – get licensed & start in an agency working for a high volume agent for at least 2 years   
New grad budget: 10% into retirement & 10% into a rainy day account. Simple 10 & 10 for starters.
   Control spending on the remaining 80%.   
5 credit card myths that could harm your credit score | Clark Howard
529 vs. Roth:  With a Roth IRA, use the contributions for education - earnings for retirement.
   Don’t fund a 529 until Roths are fully funded.   The Roth has greater flexibility.
   Can pull out contributions at any time (not earnings).
   Do a Roth only with a low cost provider – Investment Guide | Clark Howard
GIFT CARD SCAMS search | Clark Howard

Franchise ownership: Is it right for you? | Clark Howard
Buy or rent? The new view of the American Dream | Clark Howard

Don't give your Social Security number at these places! | Clark Howard
HowToGeek.com/ How to wipe-delete and securely destroy your hard-drives data the easy way/
   How to secure and wipe your devices clean before you get rid of them | Clark Howard

Acorns    -    7 ways to start investing with $100 or less
Why you should never buy third-party extended auto warranties | Clark Howard
Natural Gas Basics | Clark Howard

 

Wednesday Jan. 18
Do your kids value money? A challenge for parents 
Why medical privacy is a ClarkRageous ruse
New savings on cell plans including Republic Wireless 
TRIFECTA Rip off alert! 3 major sites on the web are being targeting by crooks: Beware fake PayPay emails,
   Warning: This Netflix email requesting your info is a scam that will steal your money | Clark Howard
   Beware of this Gmail scam tricking people into handing over their info to criminals | Clark Howard
7 items on deep discount in January | Clark Howard  
   Restaurant recession? Here's why the industry is in big trouble 

On the Calls:
Mortgage Refinance Guide | Clark Howard
Prepaid SIM Card Unlimited Data | Mint SIM - Plans | Prepaid SIM Plans
Real Estate Trust or LLC? Helping Landlords Choose | Investopedia
5 Ways Credit Cards Can Improve Your Credit Score | Clark Howard

NFL via antenna - Clarkdeals.com/electronics/tv/amazon-cheap-antenna/
   Are you sick of paying a ridiculous pay TV bill every month? | Clark Howard
Affordable non-Apple laptops – August & November are the best bargain months
See: Micro Center - Computers, Electronics, Computer Parts, Networking, Gaming, Software, and more!
Clark.com/ Would you trade your privacy for cheaper car insurance?
   Root: A new way for good drivers to get cheaper auto insurance rates | Clark Howard
   New DriverScore App for Ford SYNC Helps Consumers with Good Driving Discounts
7 ways to know if you're saving enough money | Clark HowardInvestment Guide | Clark Howard
   Clark.com/13 things I learned about money in my 20's
Child Credit Freeze-Clark.com
 

Tuesday Jan. 17
2 game changing companies are making buying life insurance easier than ever
Clark's take: Here's why I canceled DirecTV Now
Beware No No No Plans
2 Key changes that MUST be part of a redesigned healthcare plan   
39 ways to sell your old stuff for the most cash | Clark Howard

On the Calls: 
How to get the maximum Social Security check | Clark Howard
   SSA.gov - Benefits For Children pdf
Becoming a Landlord: How To Find a Good Tenant | Clark Howard
Starting a Business Search | Clark Howard
Zika Virus | CDC
How to invest using peer-to-peer lending | Clark Howard

Roth IRA - Investment Guide | Clark Howard
How you can save money on dental care | Clark Howard
Real Estate Investment Trust - REIT Definition | Investopedia
ETF Guide | Clark Howard
Roth 401(k) Definition | Investopedia
 

Monday Jan. 16 
(Replay 1-5-17) Clark broadcasts live from  CES
  CES 2017: Clark's favorite new tech! 
  CES: Plezmo, Yumii and Neil the Little Explorer
  
Weird CES exhibits: Bio 3D printers, Wi-Fi lightbulbs and 'radioation-resistant underwear'
  5 coolest gadgest of CES 2017
 

Friday Jan. 13
Hospital choice is literally a matter of life & death
A  ClarkRageous theft by a bank official targeted elderly customers. Special Warning for families 
Update on Clark’s investment experiment with Lending Club & Prosper   
Clark answers his critics on ‘Clark Stinks’
A massive leap forward in food science: Ending the waste of spoiled produce

On the Calls: 
Why paying off PMI should be a top financial priority | Clark Howard
Mortgage Refinance Guide | Clark Howard
5 great reasons not to borrow from your 401(k) | Clark Howard
Business phone systems:  8x8 Business Phone System Best In Class VoIP |  -   Ooma Office
Roth IRA - Clark's Investment Guide | Clark Howard

International Travel Tips: Money, Mobile & Booking | Clark Howard
   Handling your money overseas | Clark Howard
   Bluebird.com - Bluebird named best banking alternative | Clark Howard
HOW TO BUY A USED CAR Search | Clark Howard
 $300 VIN window etching fee a ‘pack’ - The "Clark Smart" steps for buying a new car | Clark Howard
Thinking of dumping your land line? | Clark Howard
How to shop for home security systems | Clark Howard
How to dispute an error on your credit report and win | Clark Howard
If you have proof of payment, take it to the vendor, who can remove the item from collections
 

Thursday Jan. 12
Comfort animal fraud at airports - solutions
Beware this ClarkRagious real estate ponzi scheme
Free pay TV! What's legal - what's not. Decoding Kodi.tv
2 factors raising credit card rates. Pay down balances
Top 10 scams coming after your money! | Clark Howard

On the Calls: 
Key to preventing tax identity theft | Clark Howard
4 simple entry points into home energy savings | Clark Howard
  10 ways to lower your utility bill | Clark Howard
   Heat & Cool Efficiently | ENERGY STAR  -  EnergyStar Heating & Cooling Guide
   Best Central Air Conditioning Buying Guide - Consumer Reports
Best 529 plans to help pay for college | Clark Howard
LOS VEGAS has proximity to the Grand Canyon, Bryce & Zion National Parks.
   Book flight opposite flow: Depart for Vegas on a Sun. or Mon. Return Thurs. or Friday.
   Casinos are generally affordable. See their website calendars for price ranges.
Investment Guide | Clark Howard  -   Vanguard Target Retirement Funds | Vanguard
   ETF Trading Services & Support | Charles Schwab

Avoid establishing a credit history at your own risk-Clark.com
   Secured credit cards | Clark Howard
Longevity insurance is a smart buy at retirement | Clark Howard
Mortgage Refinance Guide | Clark Howard
Credit freeze and thaw guide | Clark Howard
How to choose the best credit card for college students | Clark Howard
Long-term care insurance honor roll | Clark Howard
Math tutoring:   KhanAcademy.orgReflexMath.com

 

Wednesday Jan. 11
FM Radio, obsolescence, and the force of change
Wells Fargo so ClarkRageous we've started a message board. Their latest offense. 
Credit card offers 5% back on all Amazon Prime purchases | Clark Howard
   and the FedEx-Walgreens partnership is a win all around 
Half of young adults spend more of coffee than investing. 
1 in 3 tech workers is underpaid. Longevity bonuses and your negotiating power

On the Calls:
Clark’s Investment Guide --  Investopedia – SEP IRAs Tutorial
American Veterinary Medical Association - Home
   Kroger and Publix sell pet meds at their pharmacy counters – generally generics….
    $4 Generic Meds For Pets | Clark Howard   -   Shelter clinics may offer deals on vaccinations
Best and Worst Airlines for Miles Redemption | Clark Howard
   Airline miles reward cards with high annual fees only make sense for corporate travelers taking at least 2 round-trips a month
   or for those with huge charge volume ( small business ) of $10,000+ a month )
Why people need to shop their credit cards and how to pick the best one for you - Clark Deals
Is foreign currency trading a hit or a miss? | Clark Howard

Home - CES 2017
STARTING A BUSINESS Search | Clark Howard
Cheaper to buy frames and lenses together - EYEGLASSES Search | Clark Howard
Asking for a credit increase can raise your score.
   7 things credit card issuers don't want you to know | Clark Howard
Here’s how easy it was to find unclaimed money in my name | Clark Howard
   Request of ss number is legit at MissingMoney.com  and Unclaimed.org
Beware the British lottery scam - & Part 2:  your counterfeit check to pay a tax bill. BOGUS! -
    7 Senior Scams And How To Combat Them | Clark Howard
Windfall?  Pay off the highest interest debt first.     
When Does a HELOC Make Sense in Your Life? | Clark Howard
   Mortgage Refinance Guide | Clark Howard
   Credit Unions Offer Creative Mortgages To Save You Money | Clark Howard

 

Tuesday Jan. 10 
The nuts and bolts of saving more – with a choice of savings challenges that can work for you  
   Savings challenge: No more _________ in 2017! | Clark Howard
   How much you can save in 2017 by starting with just $1 a week | Clark Howard
   The Penny Challenge: Save nearly $668 this year using spare change | Clark Howard
   How to save $5,000 this year with the 52-week money challenge | Clark Howard
   How to save nearly $7,000 this year with the $5 a week savings challenge | Clark Howard
ClarkRageous 'official' pay cards of colleges and universities - RIP OFF ALERT
January the month for airfare bargains 
Future dentistry taps into self-healing
Call centers know too much - about YOU. 

On the Calls: 
TEEN DRIVER Search | Clark Howard
Car insurance rates: Geico vs. Progressive vs. Amica vs. State Farm | Clark Howard
   2 insurers that offer low prices and great service! | Clark Howard
   Umbrella Insurance Policy Definition | Investopedia
U.S. passport changes coming: What you need to know | Clark Howard
The "Clark Smart" steps for buying a new car | Clark Howard
   HOW TO BUY A CAR Search | Clark Howard  -  No hassle used car buying: Carmax
Credit Karma offering truly free tax filing in 2017 | Clark Howard

HOME RENOVATION Search | Clark Howard
Best 529 plans to help pay for college | Clark Howard
Lending Club & Prosper: How To Bypass the Banks for a Loan | Clark Howard
How to qualify for the new student loan forgiveness program | Clark Howard
           Student Loan Guide | Clark Howard   

 

Monday Jan. 9
Changing retail and the loss of favorite old stores   
   The Limited is closing mall stores across the country | Clark Howard
ClarkRage: Bitcoin's value jump: Investor Beware
T-Mobile is dropping mysterious fees and taxes from your bill | Clark Howard
19 states where workers began the New Year with a higher minimum wage
Debit card fraud is skyrocketing. What to do if your bank doesn't come through

On the calls: 
New ways to pay down your student loan debt | Clark Howard
   How to qualify for the new student loan forgiveness program | Clark Howard
Self-Driving Cars search | Clark Howard
First Time Homebuyers search | Clark Howard
Records, paperwork and old files: What to keep and what to toss! | Clark Howard
Clark Books | Clark Howard
College students are especially vulnerable to ID Theft - Credit freeze and thaw guide | Clark Howard
How To Score a Deal on a Cruise | Clark Howard

SOLAR POWER Search | Clark Howard
Medical Alert device with no monthly fee | Clark Howard
   4 cheap senior medical alert systems | Clark Howard
   Plan for your funeral in advance to save big bucks | Clark Howard
Investing FAQs: How to start saving for retirement right now | Clark Howard
STUDENT LOAN DEBT Search | Clark Howard
5 ways to build your own website on the cheap | Clark Howard
   Use social media as a marketing tool.
                              TEEN DRIVER Search | Clark Howard
Car insurance rates: Geico vs. Progressive vs. Amica vs. State Farm | Clark Howard
 

Thursday & Friday Jan. 5 & 6
Clark broadcasts live from  CES
  CES 2017: Clark's favorite new tech! 
  CES: Plezmo, Yumii and Neil the Little Explorer
 
Weird CES exhibits: Bio 3D printers, Wi-Fi lightbulbs and 'radioation-resistant underwear'
   5 coolest gadgest of CES 2017

Wednesday Jan. 4 
Prize money for innovation
Losing sleep over $150,000 Swedish mattress
Used cars a deal - New ways to buy
Blood pressure apps don't measure up
Free code can turn regular cars into self-driving vehicles | Clark Howard

On the Calls:
International Travel Tips: Money, Mobile & Booking | Clark Howard
HOW TO BUY A HOME Search | Clark Howard
Identity Theft Guide | Clark Howard
  -  Credit freeze and thaw guide | Clark Howard
Trip and Travel Insurance Guide | Clark Howard
Read the fine print on travel insurance- Clark.com

5 things you need to know after any data breach | Clark Howard
What to do when you can't pay your federal taxes | Clark Howard

– Some cases require hiring a tax attorney
Ann – SEO website scam targets and bills businesses
   Drop Dead Letter to Collection Agencies | Clark Howard
AMX Car Rental Insurance Coverage - Premium Car Rental Protection
– doesn’t include liability
   Check with your auto insurer about your coverage, or a rider, for rentals outside the US.
   Travel Booking and Planning Guide | Clark Howard
 

Tuesday Jan. 3
Proof the American dream is alive and well. Meet Justin Wetherill of UbreakiFix
$68M stolen in a ClarkRageous Ponzi scheme. Church affinity fraud
Robotic check out to eliminate lines
Cloud based key duplication kiosks 
Sweden turns trash into cash

On the Calls: 
FREE is better -  Things you never knew you could get from your library | Clark Howard
How to hire the best moving companies | Clark Howard -
   Check with your existing insurer for replacement value coverage with a $250 - 500 deductible.
Safest to report all incidents to your insurance co.  in case an individual claims physical harm later.
    Cars | Accidents | Clark Howard
Is an extended warranty ever worth it? | Clark Howard

Gifted a home – do an appraisal and hire a real estate attorney
   Homes & Real Estate | Buying a Home | Clark Howard
Car wrapping outfit wants driver’s checking account routing number – Scam Alert!
   Car wrapping makes a comeback | Clark Howard
Dangers of putting monthly bills on automatic debit | Clark Howard
How much to save each month to have $1 million in retirement | Clark Howard
    How a 25-year-old making $32,000 a year can retire a millionaire | Clark Howard
Clark's Investment Guide | Clark Howard
TEEN DRIVER Search | Clark Howard
   Car Safety Information - Consumer Reports
Beware scholarship scams. Advice should be free -
   11 best ways to find a college scholarship | Clark Howard
What you need to know about home equity | Clark Howard
Roth IRA rules | Vanguard   -   ETF Trading Services & Support | Charles Schwab

 

Monday Jan. 2 - 2017
(12-9) A new solution for credit card debt: Marcus.com
Scam alert: Fake iPhone shopping apps | Clark Howard
   Report: 1 million Google accounts hacked by new malware | Clark Howard
Mortgage rates and your credit score
(12-12)  Policy regulation involving online sales tax and allowing phone calls on flights
Many 'safe hearing' headphones are not - Best headphones for kids and teens | Clark Howard

On the Calls: 
CAR LOANS Search | Clark Howard
Secured credit cards | Clark Howard

Keyless ignition vehicles targeted in class action lawsuit | Clark Howard
Financial education:  Investing 101: Introduction | Investopedia  /  
   How to Invest -- The Motley Fool  /   Investment Guide | Clark Howard
How to choose the best credit card for college students | Clark Howard
   Authorized user - How a 19 year old got a credit score of 820 | Clark Howard
   5 online banks that totally rock | Clark Howard

Make sure 401ks are with a low cost provider, like Vanguard 
Writing ‘See ID’ on credit cards: 7 credit card myths debunked
   The #1 way to protect yourself from online credit card scammers | Clark Howard  - 
AncestryDNA™ US | DNA Tests for Ethnicity & Genealogy DNA Test  -  23andMe - DNA Genetic Testing & Analysis
    No known privacy issues with above services if self-bought.
Joe reports Amica has arbitration clause for uninsured motorist coverage
Becoming a Landlord: How To Find a Good Tenant | Clark Howard